managed to get a 0% deal at last

natlie

Hi after years of trying to repair my damaged credit history I have finally managed to get a 0% balance transfer with mint, my egg card was put up to 21.9% from 15% last year and I thought I would never pay it off, I am so relieved, I haven't spend on a store card or credit card for 3 yrs now and this card I have got the limit is the same as the balance transfer from egg so I won't spend and will lower the credit limit when I make payments, this year is going to be a better year financially for me I hope, have already had a payrie and may get another in october still got £11000 to get rid of but iuts going down slowly, heres to being debt free in 2009 :j

good luck to you all
Nat
xxx

bellsbells

Well done! You must be really chuffed and it is a great sign that your credit history is picking up! It will make such a difference to paying off your debts. I got a 0% CC last august and have found it invaluable. It has saved me a fair bit in interest!

crawley_girl

Well done. That's excellent news and proof that a little hard work does pay didvidend!

Remember to close the egg card down to reduce temptation of spending and it looks better when applying for 0% in the future

Skint_Catt

Well done on the 0%! Must make you feel like you're making inroads to your debt.

Keep smiling!

S_C

natlie

Al_Mac wrote:

But what about the egg anniversary deal? Also having a long term account shouws stability

Hi They have never given me any anniversary deal and I have been with them since 2000. I have recieved no help whatsoever from them and putting up my interest rate up by 5% after 6 yrs with them made me mad, I called and email and begged them to change my card or reduce my balance and after 6 months I have given up and transfered the balance, I still have other cards which I owe on and I sould pay off this mint on by Nov (end of 0% deal) so I wount be changing frequently. I forgot to say thanks to Martin earlier for the best balance transfer article, as this is what helped me discover that I could finally transfer. Thanks!
Nat
xxx

wannasavemoney

Well done you! :beer:

GettingThingsDone

You've inspired me! I've just applied for a 0% capital one card... fingers x'd

angelavdavis

Hope you cancelled the Egg account and cut up the card?! They don't deserve customers if they are treating them like this.

wannasavemoney

Well done, a little hard work pays dividends onwards and upwards!