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95% Mortgage?

I'm after a 95% ltv mortgage, need to Borrow £100k. Looking to keep upfront costs to a minimum, any help would be really appreciated.

Cheers

Chris

Comments

  • opinions4u
    opinions4u Posts: 19,411 Forumite
    Yorkshire Bank.

    Skipton Building Society.

    Nottingham Building Society.

    Expect to pay a lot for it.

    I'd suggesst saving 10%+ and enough for up front costs. It will save you thousands in interest.
  • Cheers for the reply. The repayments aren't an issue, just short term don't have much cash for the deposit. Got a couple of IFA's lined up so hopefully can get something sorted.

    Chris
  • handytips
    handytips Posts: 372 Forumite
    You will have to pass their inhouse credit scores for a 95% deal, so dont hold your breath, your credit file even if it is 999 does not mean a thing. Good Luck though.
    I am a Mortgage Advisor. You should note that this site does not check my status as a Mortgage adviser, so you need to take my word for it. This signature is here as i follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldnt be seen as financial advice.

  • Is it that hard to get 95% mortgage? We got a DIP for one. If so how hard is a 90%?
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