New Mobile Phone Contract when on DMP

Hi, My husbands mobile contract is due to end and he is looking for cheaper contract/supplier. Will he pass the credit check if we have just commenced a DMP?
Thanks

Comments

  • I have a DMP. Last year I got a mobile contract for my son under my name, I had to pay £100 up front but this was credited back after 6 months. I think , this is the usual scnario but of course I am not expert on the matter.
    Don't forget smiling :):):)
  • i have been on a dmp for 4 years never had a problem upgrading or with a new contract
    sealed pot challange 5 member 1478 £0/£200
    debt payments £0/£4505
    debt free date 01.03.2014
    weight loss 7lbs/126lbs
  • paulmapp8306
    paulmapp8306 Posts: 1,352 Forumite
    Ive been on a DMP for 10 years. Its not the DMP that appears on your credit history - its the defaults on the original loans so entirely depends on what the creditors add. it can stop a contract or not dependant on that.

    If your already on a contract - renewing with an upgrade isnt an issue. Getting a new contract IS. However, you can try to get the new contract first and only terminate the old if accepted. 3 are the easiest to get a new contract with as they have the least stringent credit checks.

    I got turned down for years and had to keep my old contract running, then when those defaults disappeared (after 6 years) I got accepted for a new contract despite still being on a DMP.
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