Please Help

Steamer28

I know this maybe a common post but please help.

I started to have problem repaying all my debt. Summary below.
Loan 1 Nat West - £13000 PM 350
Loan 2 Nat West - £12000 PM 240
Loan 3 Tesco - £10000 PM 235
CC1 Nat West - £3500 PM 75
CC2 Tesco - £1500 PM 30
CC3 Mint - £1000 PM 30
CC4 Barclay Card - £3000 PM 60
Other - £2000 PM 90
Mortgage Nat West - £73000 PM 600
So far no pyments missed, as I have been using CC to live (now all maxed).
As most of the debt is with Nat West do you think they could roll it all up (except mortgage) and arange lower monthly payment and would this be the right course of action?
Thanks for any help you can give.

Alexadmits

Hi Steamer,

Welcome to the boards and congrats to facing up to dealing with the issues at hand. I like you am a newbie and just embarking on my own MSE journey. I would recommend that you post an SOA, probably on the main board as a new post as there are a lot of ecellent people on here and will be able to give you a bit more of an insight, especially on what you spend each month

Keep the Faith!

Alex

sonic55_2

Have you considered one of the alternative solutions? IVA, bankruptcy, DRO...?

Lots of free sources available that can give you advice on the options available eg (to name just one) citizens advice

Westminster

You can but ask - but probably any flexibility by Natwest would impact your credit file and would have no effect on your other creditors.

I would get in touch with CCCS asap