The 'Save £12k in 2012' thread!

dizzybee

I am on Target to reach this months goal of saving £1000,just need to find £50 so hopefully with the few bits ending on e bay tomorrow i will reach it.

Chris_M_3

Payday today.

Another £1,000 in the kitty!

First page total updated to £7,840 :T

Keep going everybody!

girlatplay

Kittenkirst wrote: »

Quick q; We're going to be saving separately for excursions on our holiday (anything left after hol will go into main savings acct). Would you count these in your monthly totals and then just deduct after the holiday? (hope that makes sense!)

I'm not sure what others think but I wouldn't include it in my monthly totals, I would add what is left after the holiday. For example, I have separate savings for Christmas which I have been saving during this year. Once I have finished all my Christmas shopping I will add whatever money is left over to my total here. For me I feel that once I have declared my totals here I don't want to have to reduce them later. The money I declare goes away and I won't touch it again this year.

HTH

slowlyfading

girlatplay wrote: »

I'm not sure what others think but I wouldn't include it in my monthly totals, I would add what is left after the holiday. For example, I have separate savings for Christmas which I have been saving during this year. Once I have finished all my Christmas shopping I will add whatever money is left over to my total here. For me I feel that once I have declared my totals here I don't want to have to reduce them later. The money I declare goes away and I won't touch it again this year.

HTH

I agree with this

Kittenkirst

Thanks GirlAtPlay & SlowlyFading- that makes sense. I spent so long thinking about it all that I got myself in muddles!
Keep up the good work everyone!

girlatplay

Kittenkirst wrote: »

Thanks GirlAtPlay & SlowlyFading- that makes sense. I spent so long thinking about it all that I got myself in muddles!
Keep up the good work everyone!

I try not to over-think it as I get in muddles too

I had saved towards a holiday for Mr G and myself but because of all the stuff going on with his DD's mum we will not be going on holiday anytime soon So, I have decided that since I saved it in this year I will put most of it towards this challenge :j My CC amount is creeping up again (does that when I am not looking ) so will use some to pay that off then the rest will go here! It will only be about £500 but that is £500 closer to my target I will spread it out over the next couple of months though to make my monthly totals more even. This makes sense in my head :cool:

JustinCredibleGillespie

It's nearly UPDATE time again

Bring on PAYDAY! :D

JCG

xx

[Deleted User]

Morning All. I added another £150 to my savings pot today. Hoping to add another £25 from Amazon sales before the month end. That will be almost all my teaching books sold on Amazon - great wee additional income over the past few months for the savings pot.

Wobblydeb

Woohoo it's the happy time of the month again. Stashed away £1,252 this month, thanks to payment of annual interest on one of my accounts.

Halfway there now!

Would have been more except I had a lot of business expenses, which will come back next month :T

girlatplay wrote: »

I'm not sure what others think but I wouldn't include it in my monthly totals, I would add what is left after the holiday. For example, I have separate savings for Christmas which I have been saving during this year. Once I have finished all my Christmas shopping I will add whatever money is left over to my total here. For me I feel that once I have declared my totals here I don't want to have to reduce them later. The money I declare goes away and I won't touch it again this year.

HTH

Oooooooo I do the same thing with my Christmas savings - I thought I was the only one!

slowlyfading

Almost half way through the challenge!

Well done to everyone who is still with us and is saving, no matter what the amount