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The 'Save £12k in 2012' thread!

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  • Hi everyone

    Feb/March hasn't been great for me so far with hen do's and allsorts to pay for.

    On a brighter note, I have been given an unexpected £5000 contribution to our wedding which is nice! I don't think I'll count it in this challenge though as I don't feel like I have really earned/saved it myself IYSWIM.
  • PheoUK
    PheoUK Posts: 351 Forumite
    edited 12 March 2012 at 3:12PM
    No. 38 - £1700 saved so far here - signature updated.

    Little less saved from my Bonus than I would have liked. Have helped out the GF with a recent trip to Washington DC as she's only a student, and then I went and bought a Mac Mini. I really am terrible with buying gadgets/shiny new toys! On the plus side I've resisted the urge of an iPad HD/3/New One so far!

    Saving money on the shopping this month as been away, and have stopped ordering organic veg boxes for now, and resorting to the local greengrocers instead (half the cost).

    Think I might start automatically moving money into my ISA at the beginning of the month, even if its not the full required amount, to discourage me from thinking that money is available.
  • alja
    alja Posts: 838 Forumite
    Part of the Furniture Name Dropper Combo Breaker
    Made my £9 from someone picking up things I was selling :) hoping to get a few more things up for sale soon to perk up my savings!
  • Just a quick update - Feb was financially terrible for us, but march will be better!
    In Feb we booked a week's holiday (via Quidco), car had its annual service & DH spent a fortune in work expenses. Could have been worse as I drowned my phone, but my Dad had a spare handset!

    March is better - received my PPI repayment today! So that now means we're finally on target! This also encouraged DH to lodge his claim.
    £12k in '12 No.18: £4610/£12k :o
    Savings Targets: (Dec'11) £23.9k/£25k +£6-9k [STRIKE](+£6.5k)[/STRIKE] Deposit & Fees, Emergency Etc [STRIKE](& 0% CC repayment)[/STRIKE]
    Big Target: £6+k savings + <£250k mortgage in Nov'12 MFW Status: Still renting ->MF date 2027???
  • hr_money
    hr_money Posts: 491 Forumite
    Payday today, so £100 going into the savings pot.

    Car tax to pay next week unfortunately - will pay it before the budget in case it goes up:cool:

    Will have further savings when OH gets paid towards the end of the month hopefully.
    :)
    AFD 0/31
  • redbull5
    redbull5 Posts: 312 Forumite
    edited 7 April 2012 at 9:18PM
    Sorry please post
    From England - Live in Edinburgh and work as a bus driver
  • Kittenkirst
    Kittenkirst Posts: 2,468 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 17 March 2012 at 9:21AM
    £542.50 into regular saver today (had some catching up to do!) and £70 into boyf's Share incentive scheme. Plan to move £125 into building society on Saturday.

    Set up my work sharesave this month; starts May and is for 3 years so excited by that. Boyf has taken a new one out for this year too so will be jointly paying £265 each momth from May for 36 months- yayness; it fits in with our 3 year savings plan woooo!

    Will update sig once we've transferred on
    saturday :-) x
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • Payday so another £40 transferred over :D.

    Trying to work out if I have anything else spare to transfer over this month, trying to fill as much of the ISA allowance as possible before April 5th.

    Keeping my eye out for ISA deals for next year, my work contract ends at the end of June so I need to be able to access the money in case it takes me a couple of months to find a new job on I need to relocate. Nothing I've seen yet that's really much better than my current rate.... need to check when the intro deal runs out.
  • EC12345
    EC12345 Posts: 481 Forumite
    Part of the Furniture Combo Breaker
    Saved another £20 this month. Still way under target but still happy with my progress. I could be doing a lot bettter but still have to have my treats otherwise would go crazy. I also save jointly with my husband as well. Now at £530. Pay day on Friday so I'm aiming at another £250 by the end of March. Aiming to cross the £1,000 mark by the end of April!!! :p
    Mortgage Free
    Save £5,000 in 2020[CENTER
    :j
  • Kittenkirst
    Kittenkirst Posts: 2,468 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Decided to use the extra money and put on the cc (i know its interest free but want to ensure we clear it in time to prevent interest!).

    However we've just signed our tenancy for the next year &
    Found out Lovefilm do 15% interest if pay one sum. So have done that to save £26 across the year.

    Whilst at boyfs bank I noticed he had 3 accts on the screen so asked him; he set up 2 savers years ago and forgot; so he's moved it into An ISA for a better rate. So thats £194 and £0.56 found and added to savings pots :0)

    RESULT! :D
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
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