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The 'Save £12k in 2012' thread!
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Thank you for the warm welcome :beer:
I have 6 days to go til Feb payday, where I am aiming to save £900 over the month of February. . .if I can do this, thats 3% there! Its small, but its a start :rotfl:
I think the biggest motivator for me will be seeing the money start to increase in the savings pot. . .at the moment a big fat £0 is providing very little incentiveNow totally debt free & it feels better than anything money can buy!
Next stop - savings pot for house deposit :j0 -
Stqueen i know what you mean about low incentive when theres a low amount of cash in the savings
I feel the same at the min and this in the past has stopped me from keeping going. Im an impatient person and I like to see things happen quickly.
However since joining this forum my whole attitude towards saving has changed and Ive came to learn that it will be a slow process but coming on here and chatting to others seems to really help the time pass. Plus there is lots of different challenges that keep me motivated
So happy savings and you dont have long til paydayWohoooooo
Mortgage deposit target April £9000
New mortgage deposit target May £8000 to go0 -
Transferred over £4.30 as part of the VSP challenge. Payday tomorrow:beer:.0
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Not doing very well with my challenge at the moment. I've realised that I'll be due to pay quite a bit more tax than last year (I'm freelance/self-employed) so I'm focusing on making sure I'll have enough for that and the £5k saving goal is taking a backseat at the moment. I doubt I'll get anywhere near the goal now that I've got to take that into account but needs must!ISA savings: £25,139 Other Savings: £1750 (tied up in bond)0
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I've had 2 NSD's in a row - resisting the temptation of chocolate bars & magazines on the way home from work, and taking a packed lunch into work instead of tucking in at the onsite restaurant
This weekend I'm visiting my parents & sister, so unfortunately, a full tank of diesel is necessary, along with the spending that goes with a day out shopping :mad:
I'm trying to do pretty much everything (or most things) that I used to do but at much much lower cost - you have to keep a life going as well I thinkNow totally debt free & it feels better than anything money can buy!
Next stop - savings pot for house deposit :j0 -
Well Friday's payday so I've transferred over my normal £40 and an extra £5 which would have gone to my clothing budget but is being saved because I have vouchers:D.0
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£198 into savings for DH's commission we received today0
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I'm trying to do pretty much everything (or most things) that I used to do but at much much lower cost - you have to keep a life going as well I think
I agree! I am now much more aware of what I spend and so not wasting anywhere near as much as I used to but still "having a life" :P0 -
Have updated all on the google spreadsheet, welcome harrywillsucceed at number 205! Currently a total of £2,022,662.00 for 2012. That's an impressive amount overallFeb 2012 - onwards MF achieved
September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
April 2018 down to 28.00 months vs 30.04 months at normal payment.
Predicted mortgage clearing 03/2047 - now looking at 02/2045
Aims: 1) To pay off mortgage within 20 years - 20370 -
And downs523, congratulations for the rest of February!Feb 2012 - onwards MF achieved
September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
April 2018 down to 28.00 months vs 30.04 months at normal payment.
Predicted mortgage clearing 03/2047 - now looking at 02/2045
Aims: 1) To pay off mortgage within 20 years - 20370
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