We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Advice on balance transfer for student
heidiho_2
Posts: 5 Forumite
Hi again
Well in addition to my previous post have just checked out my barclaycard statement which came today and ok i did spend on it before xmas (it is now cut up!!!) it appears that barclaycard are charging me 2.075% on cash balance???? which is £21.26 and 1.527% on my standard balance which is £40.20, equalling £61.46 in interest i have paid this month. As i mentioned in my previous post i have been paying off £130 a month, seems like half of it has gone on interest!! My balance as it stands is £3604, not taking into account the £130 i gave them today! Does anyone know of any lenders who will give a student a credit card?
Any advice appreciated
Shell
Well in addition to my previous post have just checked out my barclaycard statement which came today and ok i did spend on it before xmas (it is now cut up!!!) it appears that barclaycard are charging me 2.075% on cash balance???? which is £21.26 and 1.527% on my standard balance which is £40.20, equalling £61.46 in interest i have paid this month. As i mentioned in my previous post i have been paying off £130 a month, seems like half of it has gone on interest!! My balance as it stands is £3604, not taking into account the £130 i gave them today! Does anyone know of any lenders who will give a student a credit card?
Any advice appreciated
Shell
0
Comments
-
Hi Shell.
You might get a more knowledgable (sp) response on the credit card board or have a look at moneysupermarket.com 0 -
Could you speak to your current account provider and see what they can do? If you have an existing relationship with a bank they can often help with this sort of thing. It sounds potentially like you could do with a long term loan.Indecision is the key to flexibility0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.9K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.2K Spending & Discounts
- 247K Work, Benefits & Business
- 603.6K Mortgages, Homes & Bills
- 178.3K Life & Family
- 261.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards