Job Changing & Mortgages

BaldySmurf

Hi All,

I know this has been asked before (I've used the search ), but wanted to put a slight twist on the previous topics.

In November 2006 I left a company I had worked for for 3 years in pursuit of more career prospects at a new company. Unfortunately the grass wasn't quite as green as I had imagined it being, so with my tail between my legs I went back to my old company again.

I started back with the original company mid December, and am currently starting the process of selling my flat to get a joint mortgage with my partner on a house. My mortgage is currently with the Halifax and has been since 2005. As I'm on a fixed deal (4.29% - won't see that again in a hurry!! ) I'll be staying with them until September 2007, and having my current mortgage ported to a new one.

So I guess my question is whether or not Halifax will get nervous about giving me a new mortgage considering the last three months of my employment history. My credit history is squeaky clean and I've never missed any payments.

Thanks in advance! :beer:

Neil

UK007BullDog

They might write to your current employer asking if your job is secure and if you are in a probationary period.

It is really the Underwriters call what they will do. The positive thing is that your old company took you back on. Not many companies do that, so you are quite lucky. So the Underwriter might think that since the company took you back that you are a good worker....

HTH