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My Debt Manangement advice
gaz26
Posts: 2 Newbie
Hi ya guys.
Just a bit about myself, about 3 years ago i was in over 30,000 pounds in debt with numerous loans , credit cards , store cards and overdraft. Got to the point where i was as low as i could get. couldnt even make half the payment i was expected . I panicked and were just about to join with baynes and hurst DM company. now i'm glad i didnt. These people and every other company rip you off and it could take years to pay it off.
Ended up goig with payplan. Since i joined them i havent paid them a penny only the people i owe. I also pay what i know i can afford.
As soon as i joined them , all the phone calls and the lettes from the banks stopped.They will do absolute every to help you. They have been an absolute godsend
so was just looking at this forum and thought well even if i can help just 1 person who is in the same position as i was i'd be happy.
As i say i've been with them for 3 years and have a bout 3 years left and am halfway through paying it off in full. But at least i know if ever i need credit for any reason in the future i wont be affected by this as going bankrupt will.
Just a bit about myself, about 3 years ago i was in over 30,000 pounds in debt with numerous loans , credit cards , store cards and overdraft. Got to the point where i was as low as i could get. couldnt even make half the payment i was expected . I panicked and were just about to join with baynes and hurst DM company. now i'm glad i didnt. These people and every other company rip you off and it could take years to pay it off.
Ended up goig with payplan. Since i joined them i havent paid them a penny only the people i owe. I also pay what i know i can afford.
As soon as i joined them , all the phone calls and the lettes from the banks stopped.They will do absolute every to help you. They have been an absolute godsend
so was just looking at this forum and thought well even if i can help just 1 person who is in the same position as i was i'd be happy.
As i say i've been with them for 3 years and have a bout 3 years left and am halfway through paying it off in full. But at least i know if ever i need credit for any reason in the future i wont be affected by this as going bankrupt will.
0
Comments
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I'm with Payplan too and can't recommend them highly enough.Total debt May 2005 £83,232 :eek:
Total Debt November 2009 £0! DEBT FREE!
Proud to have dealt with my debts
Official DFW Nerd Club member no. 0280
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