Any mortgages accept overpayments by credit cards

JC_Derby

I know that for the most part...most wont, but are there any at all??

abouttimetoo

Hi JC Derby

Yes, there are some but I couldn't tell you who they are off the top of my head. I would suggest that you ask on the credit card forum as I have seen this discussed there.

It might be helpful for us to understand more about the reasons why you wishhto do this? If is it because you have a 0% or similiar deal on your credit card and you think it would be beneficial to use this to overpay your mortgage as it's at a higher rate then you need to look into the terms and conditions of your credit card. Some cards consider mortgage payments on the card to be a cash advance so charge a far higher % and handling fee accordingly, other consider such payments to be 'normal purchases'.

Let us know more and perhaps we can help further

JC_Derby

thanks for the reply.
To be fair posting on the cc forum would be a bit a*** about face as there wouldnt be much point having a credit card if the mortgage product i have doesnt accept payments or over payments by them.;)