Tuesday 11th October - What small DFW things will you be doing today??

Pernicious

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Morning all,

Hope everyone is well. I personally am half asleep still - need to start going to bed earlier again, but there is so much to be done these days!

Today's plan:-

• [STRIKE]Cycle to work & home again[/STRIKE]
• [STRIKE]Make use of free water at work[/STRIKE]
• [STRIKE]Charge phone at work[/STRIKE]
• [STRIKE]Stay in for my lunchbreak to avoid spending[/STRIKE]
• [STRIKE]Free lunch at work today as I am on a course[/STRIKE]
• [STRIKE]Food from stores[/STRIKE]
• [STRIKE]Dinner from meal plan[/STRIKE]
• [STRIKE]Check for surveys[/STRIKE]
• [STRIKE]Enter comps[/STRIKE]
• [STRIKE]Check online banking[/STRIKE]
• Check out this weeks flylady thread & do something - must keep on top of it this week
• [STRIKE]Try to research my braces some more, & triple check budget to see if it's doable...[/STRIKE]
• [STRIKE]Take refillable water bottle to polenastics tonight & get a lift there[/STRIKE]

Have a great, MSE day everyone x

stitching_witch

Good morning everone and thanks to Perni for starting us off today. I'm hoping for a relaxed few days as boss has gone away until next Monday. :j

So far I have:

• checked banking - better than I thought
• checked for surveys
• set the bread machine running
• made packed lunch & snacks
• fed and watered the chickens
• boxed half a dozen eggs
• drooled over cars on Aut0trader, but didn't buy one :A

I will also:

• get a lift to work
• get paid for eggs
• check for surveys throughout the day
• knit at lunchtime to avoid the shops
• phone Br Gas regarding claiming a refund and changing my direct debit amount
• dinner from stores
• get into sewing room tonight to finish a corset order
• have an NSD (that'll be 9 in 11 days )

I think that'll be enough for a Tuesday. Tomorrow will be a different thing altogether!

stitchy x

shezam

Good morning all!

Started n my Flylady last night and also went to Body Step for the first time in month, goodness me it was hard and I thought I might be sick at one point but i'm feeling great today!

Today:

- Check banking, no change
- Check Bill account & update sig to reflect payments made
- Make use of free water/coffee at work
- Resist choc machine & be happy with my apple, banana and orange!
- Syke myself up for Bootcamp tonight, fair to say i'm crapping it! Doesn't sound fun at all but I know it will provide results!
- Maybe another NSD? or at least a LSD!

Think thats about it!
Have a good day everyone
Sx

Wannabe01

Good morning everyone, It’s a lovely sunny day here today although a little cold.



My list for today:

• Catch up with emails done
• Daily clicks done
• Complete available surveys done
• Take chicken out of the freezer - homemade chicken curry for dinner with garlic bread. Confused.com - Went to take the chicken out but it says to cook from frozen, I always thought chicken had to be defrosted.
• Complete required ms work
• Bath dd
• Clean and tidy the kitchen
• Do some of the ironing pile
• Do some work on business plan
• Do some course work (Maths and Science)
• Look for more ms work
• Complete required work
• Do some work on Christmas list
• All meals from stores
• Make up bottles for dd
• Look into available work

I think that is everything that I need to get done today. Hope everyone has a good Tuesday.

Yargo1

morning all,

well the gas engineer has been out and it is a valve i need, so its on order.. hopefully no more than a few days otherwise i will have angry lodger at no heating/hot water! hasnt told me cost yet but likely to be 160+ ..

car tyre still air in at mo, will try to get to garage later today..

last nights mince and mash was delicious! sausage egg and chips for tonights tea out of stores

checked online banking.. already on the roll on payday song

Have a good day all x

ziggy2407

Good Evening all

Perni - Thanks for starting us off
Stitchy - enjoy your "boss-free" days

Today's little list, (very repititive, but feel better for listing)

Check Banks - still going to be very tight
Check Swapits (for LO) and relist cards not swapped
Washing (another bad night with LO, so yet more washing)
Update food tracker (another 1/2lb off) - in progress
Read (The Appeal - John Grisham)
Make something with veg (so I dont have to dump it)
Comps
Quick tidy round while LO sleeps

Love to you all

C x

cleggie

Walking to and from school with my son so not using petrol
Keeping the heating off
Trying to tell myself i dont need ot go and buy chocolate!
Look on eBay for snow boots (they are SO expensive!!)
Bargain hunt for Xmas

Karb

Morning everyone. Thanks Perni for starting the thread
Ziggy, not sure who or what an LO is, but hope he/she/it is better soon
cleggie and shezam, good luck with steering clear of chocolate

Was overnight in a hotel in York last night for work. Will be home tonight, but then away again from Wed til Friday.

Today I have/will

Hotel breakfast
Raided tea and coffee from my hotel room
Check online banking
Submit expenses
Book a free eye test
Walked from hotel to work
Charge phones at work
Lunch on expenses (as always, will buy as much as I can with my allowance, then eat as little as possible and take the rest home for the kids)
Give blood tonight

starnac

Karb as I understand it LO is little one but I too get confused with the acronyms on here!!

Hope everyone is okay this morning.

Wannabe where are you to get sunshine? It's throwing it down here!!

My list today

[STRIKE]check banking[/STRIKE]
[STRIKE]put cheques in bank for DH[/STRIKE]
surveys
[STRIKE]print out stuff for meeting tonight[/STRIKE]
tidy up before mum comes round to babysit DD
*kindly* remind everyone at meeting tonight that I am 37 weeks pregnant so stop asking me to do stuff :mad:
wrap DD's birthday presents ready for tomorrow
finish tidying kitchen
[STRIKE]just me at home during day so no heating on[/STRIKE] DD home now so *may* put heating on for her in a bit

that'll do for me today as I didnt sleep well last night.

Happy tuesday everyone

ziggy2407

Sorry Guys

LO = Little One (my little boy Matthew)

LittleMissSpendALot

I just paid £1600.00 off of my smaller loan :j - new balance is £1800.39 and I want this gone by Christmas!