We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
any 10yr fixed rates around?
welshiebeth
Posts: 50 Forumite
hi,
I am due to remortgage soon, £180k min valuation, £89k still owing.
We are certain we want to stay at current property for at least another 10 years, and understand early repayment fees etc if we chose to move/repay early.
I started looking into deals last month and Chelsea had a 10 yr fixed at 3.99%, but this has now disappeared from website ... next best I can find is Yorkshire Building society at 4.19%, £995 fee (or 4.95%, £95 fee)
Does anyone know of any better/comparable deals out there at the moment? Current fix expires Feb, so have a bit of time to shop around.
TIA
I am due to remortgage soon, £180k min valuation, £89k still owing.
We are certain we want to stay at current property for at least another 10 years, and understand early repayment fees etc if we chose to move/repay early.
I started looking into deals last month and Chelsea had a 10 yr fixed at 3.99%, but this has now disappeared from website ... next best I can find is Yorkshire Building society at 4.19%, £995 fee (or 4.95%, £95 fee)
Does anyone know of any better/comparable deals out there at the moment? Current fix expires Feb, so have a bit of time to shop around.
TIA
0
Comments
-
welshiebeth wrote: »Current fix expires Feb, so have a bit of time to shop around.
Products will come and go. As lenders will only have limited funds at these rates. Once the funds are allocated the product will be withdrawn.0 -
CO-OP has them still, its what I might go for.
http://www.co-operativebank.co.uk/servlet/Satellite/1193206376309,CFSweb/Page/Bank-Mortgages?product=fixed#fixed:exclamatiScams - Shared Equity, Shared Ownership, Newbuy, Firstbuy and Help to Buy.
Save our Savers
0 -
The ybs deal at 4.19% even with the £995 is still the cheapest overall at approx £919 a month repaying £110K0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.5K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.4K Spending & Discounts
- 245.5K Work, Benefits & Business
- 601.4K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards