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Remortgage with Abbey (current lender)

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I'm hoping someone might be able to give me a bit of info, I'm within a few months of my fixed rate with Abbey coming to an end, they don't give any info on their website of what sort of offers if any they offer current mortgagees, I've trie to speak to them but apparantly they won't discuss it yet! I'm not looking to borrow more money just take out a new fixed rate (if its competitive enough).

Does anyone have any idea if they offer anything worthwhile sticking with them for (currently fixed at 4.69%, although obviously not going to get that given the current rates!!)?

Grateful for any advice.

Sam
"You've been reading SOS when it's just your clock reading 5:05 "

Comments

  • wymondham
    wymondham Posts: 6,356 Forumite
    Part of the Furniture 1,000 Posts Photogenic Mortgage-free Glee!
    in the same boat - currently have a mortgage with them. spoke on the phone and they sent out their latest deals - nothing like the rates on their website so possible we are not getting the best deals at abbey i would suspect...
  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    Really depends on your amounts oustanding as to whether it will be better to stay or find another lender - but always get their deals first.

    Then you can compare and make an informed choice

    HTH
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • chinagirl
    chinagirl Posts: 875 Forumite
    wHAT is their best offer so far?
    keep smiling,
    chinagirl x
  • doelani
    doelani Posts: 2,576 Forumite
    Part of the Furniture Combo Breaker
    sammyjammy wrote:
    I'm hoping someone might be able to give me a bit of info, I'm within a few months of my fixed rate with Abbey coming to an end, they don't give any info on their website of what sort of offers if any they offer current mortgagees, I've trie to speak to them but apparantly they won't discuss it yet! I'm not looking to borrow more money just take out a new fixed rate (if its competitive enough).

    Does anyone have any idea if they offer anything worthwhile sticking with them for (currently fixed at 4.69%, although obviously not going to get that given the current rates!!)?

    Grateful for any advice.

    Sam


    I am on my third discounted term with Abbey and usually cannot arrange this until 1 month before your current deal runs out. As you are not looking for extra money if you stick with Abbey it will just be sorted by phone and no paperwork etc as they just change your current mortgage to new rate.

    Ask Abbey when can they give you a figure as to what rate they can offer you/
    TOTAL 44 weeks lose. 6st 9.5lb :T
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