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Is there a right answer?

Following a divorce settlement I have been allocated 47% of my ex-spouses benefits from his ex-company pension ,which I can internally transfer to me but not add to my own ex-company pension( we worked for the same company).The final value can be used to buy benefits within the scheme or can be transferred externally to an alternative pension provider. My ex says if I move out of the company scheme I will lose a great deal ,but has also advised me that the company may fold in the future. He says if they fold I would be protected under new government legislation due to come in.I would happily ask an IFA about this if anyone can recommend someone near Altrincham who might enlighten me honestly about staying in the scheme or opting out. Hoping someone can unravel this:confused:

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