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Benefits & mortgage

I'm just starting the ball rolling to buy a house and get out of rented. So far when talking to lenders / brokers etc I have used my income and that should be sufficient financially.
Following a massive family trauma my wife gets DLA and IB and will not work for the rest of her life. Whilst I am not planning to offer these as income for the mortgage can I use them in the overall financial sums to work out residue / cash spare after the mortgage is paid.
Thanks

Comments

  • DLA is taken into account for some lenders including Halifax and Yorkshire bank. IB not taken into account for Yorkshire Bank.
    £1 a day/£365 2011
    Lose 38lbs 11.1.11 33lbs
    Proud mummy to 4:A

    sealed pot 2011 (waiting on a number)
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