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YBS Question

Hi all,

Been speaking to broker and current provider (santander) as fix comes to an end soon. However I spotted a deal I liked with Yorkshire Building Society. Anyone know what they take into account as income. I have my full time wage, child maintenence (no court order / csa but have written agreement and bank statements for 5 years payments on time every month via standing order, also child tax credits.

There online calculator shows I could get half the value of the mortgage outstanding, which is a third of the amount all the other lenders seem to be offering.

LTV is 32% in case that is of relevence for their calculation.

Anyone shed any ideas why they would be offering much less than others, any mileage in speaking to them anyway?

lil'H
Riding out the receession.........

Comments

  • dimbo61
    dimbo61 Posts: 13,727 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Give them a call and ask
    they have some of the best deals on the market but also very strict lending at the moment
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