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Bankruptcy?

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hello all am new to this. am £25 thousand in dedt no money left in my house,just lost my job wife works part time because of the children are young.we have kept up with mortgage payment but not with loans.i have just opened a coop bank account and had my dole put in there and pay my inportant dd out of it.i think br is the best way forward but we would like to keep are home we owe more the it is worth. any help would be very helpfull

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