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getting on BTL ladder now self cert is not available?

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Comments

  • handytips
    handytips Posts: 372 Forumite
    Even though the mortgage is basically non reg, most networks and the fsa would need you to have some kind of proof of income on file, for that reason, I'm OUT.
    I am a Mortgage Advisor. You should note that this site does not check my status as a Mortgage adviser, so you need to take my word for it. This signature is here as i follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldnt be seen as financial advice.

  • holly_hobby
    holly_hobby Posts: 5,363 Forumite
    1,000 Posts Combo Breaker
    Traditional BTL mortgages are not regulated.

    The Mortgage Works under BTL don't ask for any proof of income.

    Hope this helps

    Holly
  • handytips wrote: »
    Even though the mortgage is basically non reg, most networks and the fsa would need you to have some kind of proof of income on file, for that reason, I'm OUT.

    The OP has proof of pension income....
    I am a Mortgage Adviser -
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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