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Credit Card or Catalogue for ex bankrupt

Hi all

Ive now been discharged from Bankruptcy since July this year and have been reviewing my credit file and seen that out of 17 creditors only 5 have said satisfied so that needs sorting

Ive also now changed my name by Deedpoll back to my Maiden name

I want to now improve my credit rating which is the best way to do this ? Should i apply for a Vanquis Card or just a mail order company with credit facility ?

I have only been at this address for 11 months now would that matter for the electoral register wont show me listed as yet/

Any advise would be appreciated

BB
BSC MEMBER 319 - AD 22ND JULY 2011

Comments

  • dojoman
    dojoman Posts: 12,027 Forumite
    Until you clean up your files I would not advise applying for either.
    :pB&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
  • kepar
    kepar Posts: 1,297 Forumite
    bluebells wrote: »
    Hi all

    Ive now been discharged from Bankruptcy since July this year and have been reviewing my credit file and seen that out of 17 creditors only 5 have said satisfied so that needs sorting

    Ive also now changed my name by Deedpoll back to my Maiden name

    I want to now improve my credit rating which is the best way to do this ? Should i apply for a Vanquis Card or just a mail order company with credit facility ?

    I have only been at this address for 11 months now would that matter for the electoral register wont show me listed as yet/

    Any advise would be appreciated

    BB
    Have you applied to have your name put on the roll?

    By the way Dojo I have yet to clean my credit files and Vanquis have just raised my limit for the third time.
  • dojoman
    dojoman Posts: 12,027 Forumite
    kepar wrote: »
    Have you applied to have your name put on the roll?

    By the way Dojo I have yet to clean my credit files and Vanquis have just raised my limit for the third time.

    Still a wise thing to do Kep.
    :pB&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
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