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Currently with the One Account and looking at switching
yus786
Posts: 676 Forumite
Hi all
It;s been a long time since i made a post...
Here's the deal. We have a £250K property and around £51k outstanding to pay off.
We're with The One account and the rate is 6.35%. Have been with them for nearly 5 years now.
I went with the One account as i liked the idea of this huge overdraft and how i can dip into it if i needed the xtra cash. Well i don't any more and am looking at switching.
I'm looking at paying the mortgage off between 7 to 10 years time so would be happy to go with a 10 year fixed deal.
Any suggestions anyone (lenders, rates etc)?
WOuld you switch if you were in my position or would you carry on with the 1 acc?
Thanks as always
Oh and if i used a Broker - can someone recommend one (Near the Manchester Area) and what the charges could be?
It;s been a long time since i made a post...
Here's the deal. We have a £250K property and around £51k outstanding to pay off.
We're with The One account and the rate is 6.35%. Have been with them for nearly 5 years now.
I went with the One account as i liked the idea of this huge overdraft and how i can dip into it if i needed the xtra cash. Well i don't any more and am looking at switching.
I'm looking at paying the mortgage off between 7 to 10 years time so would be happy to go with a 10 year fixed deal.
Any suggestions anyone (lenders, rates etc)?
WOuld you switch if you were in my position or would you carry on with the 1 acc?
Thanks as always
Oh and if i used a Broker - can someone recommend one (Near the Manchester Area) and what the charges could be?
0
Comments
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a bit off track, but i'd be interested in your comments on the one account (good/bad etc..) ?0
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No issues with them. All good but the rate a little bit on the high side for my liking0
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Woolwich 10 Year Fixed are ok. Come with an offset savings account too.0
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hi we have been with virgin for 6 years allowing me to take 15months off work when i had twins & now we have finished all the work to our house we are changing to a fixed rate for 5 y's. we were finding the rates with virgin very high. we are now uping our mortgage by £9k & will be paying the same as we are now???
not sure what will happen to our account once it's paid by the new mortgage ?0 -
mummytwinton wrote:hi we have been with virgin for 6 years allowing me to take 15months off work when i had twins & now we have finished all the work to our house we are changing to a fixed rate for 5 y's. we were finding the rates with virgin very high. we are now uping our mortgage by £9k & will be paying the same as we are now???
not sure what will happen to our account once it's paid by the new mortgage ?
Who did you go with then? and what rate did you get?
I'm not sure what would happen to my account either.0
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