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Call me thick but what's the difference...

..between a default and a late payment on your credit report? I've been late with payments (Not many thankfully) in the past so does this mean I'll have defaults on my credit file? Not sure I understand what a default implies.. lol.. Can someone explain?
Total 'Failed Business' Debt £29,043
Que sera, sera. <3

Comments

  • fatbelly
    fatbelly Posts: 23,710 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    A default is a formal thing where the lender sends you a default notice because you have missed several payments and they want to sell the debt on or clear the way for court action. You'd know if you had one.
  • OH right gotcha.. no need for me to worry then. Thanks!
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
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