Worried about heading for disaster

Happytogetdebtfree

Hi robin i felt compelled to post when i first started my negative wealth journey i owed a joint sum of 77k and that didnt include a mortgage thats now down to a reasonable sum and it should be fully cleared in 2012 which is music to my ears.... we cant always see the future but there is always hope in places keep posting keep reading and you will find a way around things...... try not to loose sleep over it remember we are where we are and we can always find a new path to get us by so keep the faith theres so many inspirational people on here that have come through so much and it really helps you through some dark days so rememeber no matter what there is always some help available xx

robwin

Hee hee "negative wealth".

Thank you again for all the support. I am considering starting a diary - things are so up and down, maybe it would help.

As an example of the rollercoaster - I was so so down when I posted and doing my SOA made me feel even worse but then your lovely comments and advice really gave me a little confidence boost and then... amazing... a cheque for £112 from the tax man came through the door!! I had forgotten that i had written to them because I thought my tax code was wrong!! Just goes to show that it really pays to follow all the great MSE tips... :j

Happytogetdebtfree

whatabout ppi ?? yes a diary is always good xx

Keentobedebtfree

Hi Robwin,

Just wanted to say hello and well done - you'll get there, I'm sure!

As the panic reduces and you see even a tiny bit of progress, you'll start to see more ways in which you can attack the debt and it's true, it actually starts to become fun. That's what I've found anyway.

All the best

AngryDog

Happytogetdebtfree wrote: »

whatabout ppi ?? yes a diary is always good xx

^^^ This.. worth checking!!

good luck with your money saving

robwin

Happytogetdebtfree wrote: »

whatabout ppi ?? yes a diary is always good xx

I've done one (Egg) and I've written to the Halifax about another. Won't be a lot of money but every penny counts, eh? x

turbo.jet

You'd be surprised. 8% interest can make it massive

lottiedottie

Hello well done, I had a stressful job too made me really ill so I quit.

I now have a less stressfull part time job, I am on my own with two teenagers and a mortgage.
Thats why I have joined this forum its brill, I am now finding its addictive saving money and good fun. Good luck and whatever you do read the shopping voucher and money off coupons thread and start saving heaps on your shopping.;)