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Lightbulb moment
geek83
Posts: 56 Forumite
Hi all,
I think I'm going to get addicted to this!!
I had my lightbulb moment yesterday, I'm still in the midst of sorting everything out money wise...no time like the present hey and I feel so determined so today I've done this:
Checked all my utilities to make sure I'm getting the best prices
Cancelled my gym & spotify membership
Sorted out a monthly budget including saving for christmas & birthdays (2 children!!!)
Cut down my food spend by buying online
Sorted out a few things to go on eBay (going to sell at least 3 things a day and this will do on my October £10 a day challenge)
but most importantly *TOLD MY BOYFRIEND!!* This was by far the hardest thing to do, there was lots of tears and I thought he was going to walk away to be honest but he's offered me his support and I've asked for the occasional kick up the bottom to help keep me on track with frugal living. We haven't been together long, but we definitely see a future together and I don't want my finances being a burden on both of us.
So far today I've already saved £200 a month on my budget by cutting back....£3000 over the next 15 months (Debt free aim)
I'm feeling so much better than I was yesterday, I might even sleep properly tonight now
L
I think I'm going to get addicted to this!!
I had my lightbulb moment yesterday, I'm still in the midst of sorting everything out money wise...no time like the present hey and I feel so determined so today I've done this:
Checked all my utilities to make sure I'm getting the best prices
Cancelled my gym & spotify membership
Sorted out a monthly budget including saving for christmas & birthdays (2 children!!!)
Cut down my food spend by buying online
Sorted out a few things to go on eBay (going to sell at least 3 things a day and this will do on my October £10 a day challenge)
but most importantly *TOLD MY BOYFRIEND!!* This was by far the hardest thing to do, there was lots of tears and I thought he was going to walk away to be honest but he's offered me his support and I've asked for the occasional kick up the bottom to help keep me on track with frugal living. We haven't been together long, but we definitely see a future together and I don't want my finances being a burden on both of us.
So far today I've already saved £200 a month on my budget by cutting back....£3000 over the next 15 months (Debt free aim)
I'm feeling so much better than I was yesterday, I might even sleep properly tonight now
L
Lightbulb moment - 02 Sep 2016 - £51k in debt
0
Comments
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Fantastic news Geek, you've done the really had bits (realising there's a problem and telling your bf).
You'll get loads of advice & support here - if you've not already done so, post your SOA (sticky at top of board) and you'll get some ideas of where more savings could be made, which debts may be best to pay first etc.Grocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
HUGE well done Geek, it's takes a lot to fess up to a partner so that's very brave and well done him for supporting...
The support on this site is amazing and has motivated me and kept me on track, you'll love it. I'm truly addicted now
Good luck, if you have time start a debt free diary I find updating that each day is a real help to keeping on trackSantander 0% £1,529.94
Sainsbury's 0% £4,371.31
Total 0% £5,901.25
AIM: Pay off debt & simultaneously save for deposit to buy a house by Oct 2020.
Mar Challenge: Stay within groceries & eating out budget.0 -
well done. My lightbulb came on a week ago I just didn't know where to turn.
This place seems great with really good advice.0 -
Thank you both

I will post my SOA as soon as everything is a bit clearer re my debts.Lightbulb moment - 02 Sep 2016 - £51k in debt0 -
You sound so positive - you will do it - lots of support on here so you've come to the right place
January spends - £587.580
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