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is anyone with payplan?

SHEARERBOBS
Posts: 112 Forumite
Hi is anyone with Payplan. I'm thinking of a DMP because I'm getting NOWHERE fast, all the interest building up ARGH.
BUT i haven't actually missed any payments, would they accept me?
BUT i haven't actually missed any payments, would they accept me?
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Comments
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I've had a chat with Payplan and have my 'in depth' financial assessment with them tomorrow - I'm in a similar situation to you in that I haven't missed any payments at all yet ....... but I'm now robbing Peter to pay Paul so it wont be long before I get in a real big mess.
I have told them that I haven't missed any payments and they seemed to think that there shouldn't be a problem but I'll know more tomorrow after I've spoken to them in depth!
Sorry, not much help - I'm sure someone will come along soon who can give you a definite answer!
Jo xOfficial DFW Nerd Club Member No: 286
Official DFW Long Hauler No: 177
Proud To Be Dealing With My Debts!0 -
thats great, let me know what they say0
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Hi
I phoned Paypal last week and am now on my way to getting set up on a DMP. I too hadn't missed any payments however after looking at all my outgoings and incomes they suggested that a DMP would be the best course of action.
I would recommend them as they are so helpful and non judgemental.
Good luck with them - just remember to be open and honest to be able to get the best deal.
Mrs Mather0 -
giddykipper wrote:I haven't missed any payments at all yet ....... but I'm now robbing Peter to pay Paul so it wont be long before I get in a real big mess.
Jo x
Thats where Im at.. i havent missed any yet.. and I too am robbing peter to pay paul.. and that is almost as far as it can possibly go. I am concerned that in the time it takes to sort this out and get it up and running with Payplan I will have already sunk completely. Looking at my finances this morning, I think I can JUST (MAYBE) cover everything for this month, the debit payments and home DDs at least, but as for food etc.. im NOT certain
but next month is defo when the REAL problems start. :eek:Very proud of trying to deal with my debts. LBM 04/09
:T
[STRIKE]£34.217[/STRIKE] ~ 05/09. £33.817~ 06/09
to [STRIKE]13 [/STRIKE] 12 creditors. Doing my own DMP. :dance:
DMP mutual support member 309. NSD 12/120 -
Payplan or CCCS will be happy to talk to anyone who has a debt problem. Anyone who's finding in hard to make payments or is left without a normal amount to live on after paying minimum payments would be classed as having a debt problem. Give them a ring, they're great!Debt as at 12th July 2006 - £61,345 :eek: :eek: :eek:
Debt free 21st Oct 2011.
All thanks to :money:0
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