We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Rejected application on a Credit file..

ferry
ferry Posts: 2,017 Forumite
Part of the Furniture 500 Posts Name Dropper
Just out of interest how does a failed credit application appear on a credit file to potential creditors..?

Also do they appear on a file immediately?

T.
:j

Comments

  • tom188
    tom188 Posts: 2,330 Forumite
    It doesnt show up.

    It will only show as a credit search, just like any other application.
  • ferry
    ferry Posts: 2,017 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Ah right so theres no indication to the creditor of whether it was a successful application or not?
    :j
  • thesaint
    thesaint Posts: 4,324 Forumite
    Part of the Furniture Combo Breaker
    No no one would know whether it was a successful application or not. It could just as easily be that you decided not to take up the offer.
    Well life is harsh, hug me don't reject me.
  • ferry
    ferry Posts: 2,017 Forumite
    Part of the Furniture 500 Posts Name Dropper
    That makes sense..many thanks for clearing that one up.
    :j
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.6K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.7K Work, Benefits & Business
  • 603K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.