IS this allowed?

Thrugelmir

amartin1908 wrote: »

The lender reduced the mortgage payments for a period of 6 months on his ex wifes request because she apparently couldn;t afford the mortgage, but they never made him aware of this, until it got to the point where she had defaulted for 6 months

No right for the lender to disclose details of personal finances to a third party.

rising_from_the_ashes

If he's named on the mortgage surely he has a right to be told?

Thrugelmir

rising_from_the_ashes wrote: »

If he's named on the mortgage surely he has a right to be told?

Though not involved directly in paying the mortgage on a month to month basis.

kingstreet

I reckon this;-

We know she missed payments and he incurred charges

entitles him to be supplied copies of relevant correspondence.

AskMeAnother

My understanding is that, under the terms of a subject access request, any "subject" can request a copy of the entire file relating to the debt.

The MAXIMUM they are allowed to charge under the Data Protection Act is £10, they do not have to charge anything at all.

So if you request copy statements they can have a policy whereby they charge you per statement.

If you send a subject access request - detailed in a previous post - they must send the entire file.

Go get 'em!