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fix or not to fix?

im after some advice guys.

we bought our home at the peak of the market in 2006 and fixed at 5.5% for 5 years (svr was then 6.5%). Our deal is about to end, is it worthwhile fixing again or just going with the SVR which is 3.5% with our lender. 1st mortgage so never been through this before.

thanks

Comments

  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Unusual times in terms of interest rates. The one certainty is that they will rise in your lifetime.

    One option to consider is maintaining your monthly payments at the same level. Thereby speeding up repayment of the mortgage.
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