My SOA is there any future?

calmspirit

thanks LOU, huggles right back at you, hope you are ok today?

xxxxx

gallygirl

Chin up calmspirit, we've broken the back of January, days are (slowly) getting lighter, and all our moods with it.

Set time aside on Friday to think of happy times with your uncle.

Take care x

calmspirit

thank you Ali
not the first time today I have been reduced to tears ny the kindness of a stranger!
xxx

beanielou

calmspirit wrote:

thanks LOU, huggles right back at you, hope you are ok today?

xxxxx

Im ok today thanks calmspirt
Have a good sleep tonight.

calmspirit

quick update
got my M&S card today ! 3.9% life of balance

so when transfers go through it will leave me......
2800 on m&s at 3.9%
3300 on IF at 4.95%

until something better comes along! Obviously these debts are not my main concern (although they are very very serious to me) my main concern is about being on an interest only mortgage...............but.........

House going in paper tomorrow so hoping to have some interest.
Looking at starting my massage therapy business up again but not sure of implications ..

Been planning cooking and shopping much better now thanks to old style board.

Does anybody else sit for hours upon hours not actually achieving anything? just going over the figures over and over again until my head hurts....

x