Have an outstanding October with the NSD challenge

slowlyfading

Keiss - hope you're feeling better soon

Yesterday was number 16 for me

marmiterulesok

Keiss_21 wrote: »

Feeling rubbish, asthma has flared up

Hope you're feeling better soon.

I've nabbed #14,which was my original target.I wasn't expecting to do so well this month,so pretty pleased with myself.

Have a good evening!

Learning2Budget

NSD 6. Slowly creeping there but now don't have enough days left in the month to hit my target

bottleofred

NSD14 for me today please:beer:

beanielou

No 17 today.
:eek: Spoony to loposing the update twice.

TwelveStopsThenHome

7/10 NSDs here...got a good return for my Euros too

pinkpinkuk

NSD #6 for me yesterday. Meaning I am just 1 NSD away from my goal :j

IF

Evening all :hello:

A big hug from me Keiss


Spoony got my 14th NSD today, thank you :A

IF

solventsoon wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

solventsoon

Hi lovely gang:A

Attempt no 3 to post Sunday's update... fingers crossed..


Well done for all the NSDs rolling in yesterday, and more targets tumbling:T:T:T

:j:j:jjinty - for no 12, only 4 more to get now, you can do it!!
I like the shopping tactics yesterday, that’s the way to nab NSDs!!!
Is that you in the smiley with your new haircut?
And no 13 for today, that’s brilliant!
Ooh.. the soup sounds good and the sandwiches

:j:j:jlotti379 - for nos 7, 8 and 9, one more to get now, woohoooo!!!!!
What a pain about the MSc results, hope you get good news x

:j:j:jRed - for no 13, target no 2 is in sight now!
Hope the hangover subsided and you had a good day with no rain

:j:j:jWant_to_be_free - for getting to no 14, one more to get now, you can do it!!

:j:j:jTwelveStopsThenHome - welcome back, hope you had a brilliant holiday!
Well done for getting two NSDs while you were away, no 6 means you’re over halfway now, woohooo!!!!
Roll on payday, eh?

:j:j:jdonna dynamo - for no 15 and your target nabbed, that’s brilliant!
Prize on the way to you now, hope you like it, and your target increased to 18, good luck!

:j:j:jmarmite - for no 13, one more to get now, that’s brilliant!
I’ll increase your target to 18 once you’ve made your first target, if that’s OK, you get two prizes that way. Love the motivation!
Hope you enjoyed the walk, I love crisp clear winter days

:j:j:jBetsie2010 - for no 8, one more to get now, that’s fab!!
Well done for resisting the local shop, that’s willpower. Hope you have a lovely day with your nieces tomorrow

:j:j:jiwanttogoonholiday - fingers crossed for another one today x
And you did it, no 9 safely in the bag now, only 3 more to get now, you can do it!

:j:j:jKeiss - for no 13, unlucky for some but not for you!
Hope you got some work done today

:j:j:jThe Dragon - for no 14, target no 2 is within your grasp now, that’s brilliant!
Hope you’re feeling a bit better?

:j:j:jButti - for no 7, nearly there now, keep going!
Hope you got some work done today and are feeling better after the beer yesterday

:j:j:jbeanie - for no 16 and target no 2 tumbles, that’s fab!:j:j:j
Prize no 2 headed your way now, hope you like it, and your target increased to 18, good luck!
It’s cold here as well, the heating was off until around 6.....

:j:j:jJCG - for no 10, and yay to double figures. Nearly there now, of course you can do it!

:j:j:jfedupandskint - no 10 for you as well, yay to double figures. Keep going, you can do it!

:j:j:jelfen - for no 10 and your target nabbed, that’s brilliant!:j:j:j
Prize on the way to you now, hope you like it, and your target increased to 12, good luck!

:j:j:jBDINI - for no 10 and your target nabbed, that’s brilliant!:j:j:j
Prize on the way to you now, hope you like it, and your target increased to 14, good luck!
And no 11 in the bag as well, woohoooo!!!
Thank you, the training went OK. I got 100% in the test afterwards (where’s my halo) and had a bit of chill time today so all’s well with the world again x
Great news on the tiling, the trout sounds yummy and fingers crossed for a tenant soon x

:j:j:jModestyB - for no 7, nearly there now, you can do it!
Really pleased you’re happy with the dogs, would love to see some pictures x

:j:j:jgreenanne - for no 12, nearly there now, you can do it!

:j:j:jdebtfree future - for no 6, one more to get now, you can do it!
And woohooo to your 2 in a row as well!!

:j:j:jcleggie - for no 5, two more to get now, you can do it!

:j:j:jlynnette78 - for no 11, so you’ve exceeded your target, well done!
Another prize headed your way for that now, hope you like it.
Would you like to increase your target?



And hello to:

wannabehermit - good to see you sounding more positive and fingers crossed for an NSD tomorrow xx



No 18 for me now, two more to get, woohoo!!!!


Monday's update to follow:D