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Homelet credit checks
Doorman22
Posts: 2 Newbie
Hi all,
im posting this thread with details about homelets credit checks and referencing for tenants. i dont want people panicking just like i did. i have never heard of homelet before until this week. Me and my partner viewed a house last week and went with it, we were given forms to fill out for a homelet credit check and referencing which cost me £45. I checked on experian ( 30 day free trial) and my credit score came back at 690 which is the poor category and i defaulted on a rent payment afew months ago and in the past i have defaulted on credit card payments. i work full time but my partner doesnt work. rent on the new property is £925 per month. i contacted estate agents today and all the checks have come back with no problems, we move into our new house on the 25th. so for those panicking waiting on results, im sure you'll be just fine.
im posting this thread with details about homelets credit checks and referencing for tenants. i dont want people panicking just like i did. i have never heard of homelet before until this week. Me and my partner viewed a house last week and went with it, we were given forms to fill out for a homelet credit check and referencing which cost me £45. I checked on experian ( 30 day free trial) and my credit score came back at 690 which is the poor category and i defaulted on a rent payment afew months ago and in the past i have defaulted on credit card payments. i work full time but my partner doesnt work. rent on the new property is £925 per month. i contacted estate agents today and all the checks have come back with no problems, we move into our new house on the 25th. so for those panicking waiting on results, im sure you'll be just fine.
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Comments
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Landlords cannot see your credit history data (cards, loans etc), just any public financial records such as court judgments, bankruptcies and so on. Credit data is only available to lenders who contribute credit history data into the database themselves. Landlords do not.
James Jones“Official Company Representative
I am an official company representative of Experian. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
Posts by James Jones, Neil Stone, Stuart Storey & Joe Standen0
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