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Is this one of the best mortgage deals out?

YBS 5 year deal.

2yr tracker 2.29 (1.79 above base rate) followed by 3.39 fixed for the last 3 years.

25% deposit required

I think you have the best of both worlds with this deal but only my opinion

Comments

  • We've gone for the 15% deposit rate. With ybs. definitely think it is very competitive. However, do take note that the svr is pretty high at 4.99% and the repayment fees for the first 5 years are pretty hefty.
  • dimbo61
    dimbo61 Posts: 13,727 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    This is a very good deal and one I have looked at myself but YBS have some of the best deals on the market and can cherry pick the best customers so the LTV must be below 75% from there valuation and income multiplies are also tough 3/3.5X income
  • I have been keeping my eye on the deal the OP has pointed out, and I have yet to find anything that can beat it for a 70-75% LTV. Will be interested myself to see if anyone can spot a better deal.
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