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New Challenge - 10 positive steps a day! - October

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  • fairyclicks
    fairyclicks Posts: 3,884 Forumite
    Debt-free and Proud!
    beccie wrote: »
    Sorry, was signed off sick for a week and then have failed to get back into this - I will try harder and be back to join you all! :)

    Sorry to hear you have been sick - are you feeling better now?

    big hugs :grouphug:
    Debt at Aug 2010 (LBM) £21,908.86, Debt Freeeeee Date 4th Nov 2013 :j:j:j Massive Thanks to the £10 per day thread :A Next goals:
    Savings £1203.16/£10,000******Mortgage to Zero: £52,579.46 to go
    Feb Earnings: £711.20/£500 March: £434.41/£500
    Currently compiling an A-Z of earning sites and happy to share it ;)
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    I am thank you Fairy :A

    I had my wisdom teeth out under a general - I was expecting to spend a couple of days on the sofa and then make the rest of the week productive but unfortunately the painkillers made me so out of it I achieved nothing :o
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • fairyclicks
    fairyclicks Posts: 3,884 Forumite
    Debt-free and Proud!
    Swaggers challenge day 1 continued:

    Bonus sb video - 3sb
    Special offer video - dragon 3sb
    search #2 - 11 sb

    so i ended up with 76 sbs yesterday :)

    76/350
    Debt at Aug 2010 (LBM) £21,908.86, Debt Freeeeee Date 4th Nov 2013 :j:j:j Massive Thanks to the £10 per day thread :A Next goals:
    Savings £1203.16/£10,000******Mortgage to Zero: £52,579.46 to go
    Feb Earnings: £711.20/£500 March: £434.41/£500
    Currently compiling an A-Z of earning sites and happy to share it ;)
  • Keentobedebtfree
    Keentobedebtfree Posts: 61 Forumite
    edited 26 October 2011 at 11:33PM
    Hello everyone!

    For me today:

    1. One P*ll survey completed - at £12 now
    2. Got £85 bank charges refund into my account - paid straight to CC
    3. PPI refund cheque also through!!! Sent off to bank
    4. Got code for 50% discount on one item from H&M from MSE. Warm waterproof trousers bought for DS for forthcoming snow ;)
    5. Valued Opini*ns survey completed
  • OK :) so i forgot to come back lol but here are my 5 from yesterday:

    1) Re-listed 10 things on ebay
    2) posted ebay items off
    3) got food shop in for 5 of us for £30 so that I didn't need to transfer money from savings!
    4) enquired about a reiki & meditation course i'd like to do :) (not very mse but i feel it will help me personally)
    5) bagged up 2 bags for charity! (slowly getting there with the de-cluttering lol)

    Today :D

    1) sold an item on ebay and was paid for and picked up today!
    2)NSD
    3) surveys
    4)batch cooked some dinner so we have enough for 2 meals (or 1 lunch and 1 meal if they eat loads tonight lol)
    5) still making bread each week rather than buying it! DH did some last night but was not cooked properly in middle lol so am doing some more :)

    I feel like i'm in limbo at the mo making any progress. My house (that i don't live in) needs renting out so i can top up my income again and start saving for f&f and paying off debt and generally having enough money to live on....! Ebay has been my saviour this month lol. My budget is £-40 each month without the rental income:eek: so please everyone send positive vibes my way for an ideal tenant to come along and soon!!! :rotfl:

    Hope everyone is ok :)

    :):) two more for me :D
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
  • and hope you're feeling ok now beccie, i need to have my wisdom teeth out too but have thus far avoided it cos i'm a wimp :D

    I have just completed my mini challenge :) at long last eh, still better later than never ever! ;)
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
  • fairyclicks
    fairyclicks Posts: 3,884 Forumite
    Debt-free and Proud!
    beccie wrote: »
    I am thank you Fairy :A

    I had my wisdom teeth out under a general - I was expecting to spend a couple of days on the sofa and then make the rest of the week productive but unfortunately the painkillers made me so out of it I achieved nothing :o

    Oh i know that feeling ok, i got implants a few years ago (got my front teeth knocked out when i was 11) and the meds just made me even more dozy than i am normally :( :rotfl: it does take a bit of time to get back on the straight and narrow!!
    Debt at Aug 2010 (LBM) £21,908.86, Debt Freeeeee Date 4th Nov 2013 :j:j:j Massive Thanks to the £10 per day thread :A Next goals:
    Savings £1203.16/£10,000******Mortgage to Zero: £52,579.46 to go
    Feb Earnings: £711.20/£500 March: £434.41/£500
    Currently compiling an A-Z of earning sites and happy to share it ;)
  • fairyclicks
    fairyclicks Posts: 3,884 Forumite
    Debt-free and Proud!
    Rosie wrote: »
    Hi Fairy,
    Thanks for all the info on S Bucks. I can see where I have been going wrong. I do the SB TV ok but when I have played the games I have not submitted my score. Also I do not search many sites as I have all my usual ones either on my desktop or in favourites. ( I have 91 icons on my desktop lol) MY SB total is 220 at the moment so will give it a good go tomorrow.

    Aw glad i could be of some help - let me know how you get on :)
    Went out for a lovely meal with OH and our friends and it didn't cost us a penny as it was to say thank you for looking after their dog whilst they have been in Spain for 3 weeks
    .
    So I have had a really good day but after 2 glasses of wine and an Irish coffee I can hardly keep my eyes open. So its of to bed I go.

    That just sounds lovely :)
    4,about 10 tulona surveys always get screenedout fed up with it

    I know that feeling katied :( have you tried just doing the wee short polls on Tuls i haven't been on their for a while but i always did them instead of the longer ones :)
    2. Got £85 bank charges refund into my account - paid straight to CC
    3. PPI refund cheque also through!!! Sent off to bank

    Wow i bet that put a smile on your face Keen :) i am just in the process of doing the same thing - i got info back from 1 bank re 2 accounts without having to pay the £10 for each one :) and have just written them a letter that would bring tears to a stone :eek: I have 2 more replys saying send us the £10 :undecided so have that to sort out, and i have the paperwork for a ppi on a loan to claim for as well - i can only manage one wee bit at a time though so its slow going!



    debtfreewannabe this is for you: :D

    good-vibes.jpg?w=450&h=363


    Just 5 more days in Oct :eek::eek::eek: but that means we have almost made it to the end of the month for the first time on this wee challenge :D:D
    Debt at Aug 2010 (LBM) £21,908.86, Debt Freeeeee Date 4th Nov 2013 :j:j:j Massive Thanks to the £10 per day thread :A Next goals:
    Savings £1203.16/£10,000******Mortgage to Zero: £52,579.46 to go
    Feb Earnings: £711.20/£500 March: £434.41/£500
    Currently compiling an A-Z of earning sites and happy to share it ;)
  • fairyclicks
    fairyclicks Posts: 3,884 Forumite
    Debt-free and Proud!
    and hope you're feeling ok now beccie, i need to have my wisdom teeth out too but have thus far avoided it cos i'm a wimp :D

    I have just completed my mini challenge :) at long last eh, still better later than never ever! ;)

    OOOOOOHHHHHHH well done!!!!!!! :beer::beer::beer:

    I still only have 2 things in my folksy shop :o LOL will get more on there sometime and then let you all see it :p
    Debt at Aug 2010 (LBM) £21,908.86, Debt Freeeeee Date 4th Nov 2013 :j:j:j Massive Thanks to the £10 per day thread :A Next goals:
    Savings £1203.16/£10,000******Mortgage to Zero: £52,579.46 to go
    Feb Earnings: £711.20/£500 March: £434.41/£500
    Currently compiling an A-Z of earning sites and happy to share it ;)
  • Hi!

    Can I join you? I am going to aim for 5 things a day, not sure if I can manage 10!

    Today I have

    1) GOt a free lash serum (!) to test from Boots
    2) Cooked instead of ordering take out on payday
    3) Done a SOA and decided to sort things out

    Tomorrow, now i am thining about trying to do a positive thing I hope I will have some more

    Rach
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