Tuesday 27th Sept What Small DFW Things Will You Do?

Tebheag

Tuesday 27th Sept What Small DFW Things Will You Do?
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Good morning all where is everyone these days had been on computer about 30 mins waiting for someone to start the thread as worry I am taking over by keep being the first one to post !
Another short list for me today as very tired my wee girl is still not well also thing my boy is also coming down with this bug thing !(thank you to everyone for your get better wishes for my wee girl)

1. check bank surveys done
2. Make overpayment to Credit card (my first one yippee)Done
3. Put washing in machine to line dry Done
4.Sort out freezer for batch cooking seems to be no room made lasagne last night and frooze some cheese sauce and mince for spag bol and another lasagne.
5. Take kids to toddler group an try and do little bit more work when they have a nap fingers crossed its hard now got no nursery hours and with them being so clingy went to bed still hearing them cry aaah Oops fell asleep feel like have been in a fight my 3 yrd old keeps argueing with me !

Thats it for me today hope you all have a good day

kjp

Morning Tebheag - was just about to hit new post then I hit refresh and saw the thread!

Thanks for starting!

Hello everyone!

Tuesday Tuesday Tuesday - historically, a really carp day in our office - mostly I think because my colleague hates Tuesdays so everything that can go wrong, will go wrong!

So - power of positive thinking today, it will be fiiiiiiiine!

Today I have/will:

• Check banking
• Check CCs
• Check TCB
• Ring Santander to reactivate CC online access
• Check Ebay
• Transfer Ebay money to CC
• Breakfast/lunch from stores
• Get new ID badge photo taken - trying to find a DFW-y link for this one - ah ha! With it, I get discount in a few places, as it's now expired I don't think I'd get discount!
• Update work Facebook
• Read OU revision guide - now sent by tutor!
• Check all AAT homework done
• Hopefully, fingers crossed, will get a positive quote from local courier, so start writing Ebay listings for car panels
• LSD - will probably need to buy new parking permit for work, if the liftshare website co-operates this is, if I do, I will pop to the Range and buy knitting needles! If not, I will try for an NSD...
• 2lts water
• Take soup out of work freezer before I leave for it to defrost
• Work Hard!
• Sparkle!

That's my lot for the day I think, better get a skedaddle on as need to make lunch, dry hair and do face ready for ID photo!

Have a good day all!

Kxx

cattyboo

Morning all!

Today I will:
- [STRIKE]check bank[/STRIKE] cheque cleared but not 'available' yet, argh! I need it cleared asap!
- [STRIKE]healthy brekkie at home
- take lunch into work
- [STRIKE]stick to meal plan for dinner[/STRIKE]
- LSD, need £4 to go to class tonight but that's it[/STRIKE]
- [STRIKE]ring broker to see if there's any movement on the mortgage approval front :eek: SO scared, my stomach has been in knots for weeks fingers crossed please everyone! [/STRIKE] no news, will have to hold my breath another day...

Have a good one! :j

C xx

determined_new_ms

morning guys thanks for starting us off Tebheag

Todays small but still packed list!

• checked banking
• will pay a bill later
• transfer money into savings
• banana smoothie for brekkie to use up banana & mango purree
• reply to ebay questions
• pots being picked up tonight
• packing & cleaning
• mince out of freezer for tea

ok have a good day everyone x

DawnW

Hello :j
Working at home today, so no boring commute, and aiming to get lots of work done and a few MS things as well in between times :T

So, today I have / will:

Do lots of work :eek:

Get printer working. It is confused again, poor thing. It has a very small brain!

HM meals from stores, though I will definitely need to pop over to the shop and buy a new jar of coffee before long as I am running out :eek:

Finish making the tomato sauce I started last night (I have cooked down the tomatoes, and need to put them through the mouli and simmer with olive oil, salt, pepper and a little sugar)

Load of washing and line dry, if it doesn't rain - still waiting for the Indian summer everybody keeps on about to happen here!

Look in loft for the book sold on Amazon, and see if I have a jiffy bag hanging around to post it in

Pop to post office at lunch time.

Right, must get on now, look at the time :eek:

shezam

Good morning all:

Today:
-Check banking (no change and I have spent on CC this month, its getting put in the freezer on payday!)
-Make use of free water/tea/coffee at work
-Lunch from home (leftover Mac Cheese)
-Have a play about with new phone. (HTC Sensation, a bit high tech for me!)
-Drive partner to bus station tonight as he is away for 2 nights
-Meet friend after work for coffee & catch up!

Think thats about it, nothing too exciting!
Sx

Yargo1

Morning all, very overcast here.. roll on the hot weather friday :-) Maybe....

have checked online banking and all looking stable... pay day friday thank god!!

Have a good day all x

ziggy2407

Good Morning all

Tebheag - Thanks for starting us off and hope your littlies feel better soon

Having a bad day, playground !!!!!iness really getting to me (and thats just the parents). Hope everyone else has a great day, hugs and best wishes to all that need them

Today's little list, (very repititive, but feel better for listing)

Check Banks - still going to be very tight
Check Swapits (for LO) and post those swapped - done
Update food tracker - in progress
General tidy up -done
Read ("Desperate Diary of a Country Housewife" - not really enjoying but will plod on)
Ironing -done
Washing - done

Hope you all have a great day, love to you all

C x

sugarcube84

Todays list,

-[STRIKE]check banks[/STRIKE]-[STRIKE]check freebies[/STRIKE]-update spreadsheet (my incomings/outgoings)
- [STRIKE]put payments for c/cards on internet banking to go out beginning Oct[/STRIKE]- lunches already done
- think of something for tea, ive lost where im up to in my meal planner and not got anything out so need to think of something quick and easy.
- get reg off hubbys dad for the van we are thinking of buying off him to chcek insurance and market value
- check market value of our car.
- get hubby to put dvd player on ebay tonight while im doing tea

List is bigger than i thought!! Best get on (oh and do some work!!!)

princess_shopoholic

Hello, can I join please? Bit confuzzled though? :S what is this about? ha.

Beencounting

Hi All


Quite a short list for me today, but a major action amongst the to dos….

• Check bank - done, nothing unexpected
• Check when B/card payment due - done..phew, not due til mid-October
• Sell car :eek:....:( - done
• HC and line-dry - done
• Packed lunch to work - done
• LSD – will need a few bits to supplement my lunch - spent £1.47
• Dinner from stores - spag bol

Been