We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

how long should i wait

until i chase this up?

i have a default which has I have wangled with the company, and have a letter from them saying it there in error and they will remove it. This was dated 20/09 and the default is still on my report.

How long should i leave it before i check again? any advice appreciated thanks

Comments

  • Hi, I know some companies often only update once a month so I'd leave it a month and then check again.
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • Hi, I know some companies often only update once a month so I'd leave it a month and then check again.

    thanks, ive checked my report and it says this particular company updated it last in may
    will this make a difference
  • Is it still a "live" account that you're paying anything to?

    If not, it could be that they only update "stagnant" (which defaulted accounts often are) accounts every 3 or 6 months if there's no activity on them.
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • it was a cc that was settled at the beginning of 2010 with a f&f, does this make any difference
  • It may do as it'll be "stagnant" so may get updated less often.

    However, if there is a change to be made, I would expect it to be done on their next update (so would leave for a month and check).
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • thanks a lot, will do x
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.1K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.1K Work, Benefits & Business
  • 603.7K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.