CML: Age of FTB

Jack_Johnson_the_acorn

claire16c wrote: »

The thing is though, I would never ever buy a house with someone that I had never lived with before.

HAHAHA, I certainly wouldn't either. I stay at her parents house for 4 nights out of 7 on average, but we've been together for 7 years and we spend the majority of our time in a cramped bedroom. Having a whole house with each other will defintely mean seeing less of each other in a round about kind of way.:D

claire16c

I did a similar thing with my then boyfriend (now husband). He then came to live with me at my parents so I know what the cramped room thing is like . I still dont think I would have bought a house with him though until we had lived together, paying bills, looking after a house etc first.

Anyway its not like I have much choice in the matter because we will need to save around 50k for a 20% deposit first and I could not have lived with my parents until then haha!

Jack_Johnson_the_acorn

claire16c wrote: »

I did a similar thing with my then boyfriend (now husband). He then came to live with me at my parents so I know what the cramped room thing is like . I still dont think I would have bought a house with him though until we had lived together, paying bills, looking after a house etc first.

Anyway its not like I have much choice in the matter because we will need to save around 50k for a 20% deposit first and I could not have lived with my parents until then haha!

What can I say..... I think you need to split up if there is such little trust :rotfl:

claire16c

Well living with someone in your own house is not the same as living with your parents as their child. You will see when you do it. Im not naive to the fact that some people just can not get on living together. One reason why I would never move in with a friend - quickest way to ruin the relationship. And how many posts have I read on this website about people moving in and then one partner suddenly runs up a load of debt or their debt comes out the woodwork.

Ive seen friends move in with boyfriends and the relationship fell to pieces. At least they could move out of a rental easily.

Buying a house is a massive commitment. You dont just have to live in the capital to not be able to afford to do it. I dont live in London and I couldnt buy anything for the price you are paying. Well not anything worth buying anyway!

Jack_Johnson_the_acorn

claire16c wrote: »

Well living with someone in your own house is not the same as living with your parents as their child. You will see when you do it. Im not naive to the fact that some people just can not get on living together. One reason why I would never move in with a friend - quickest way to ruin the relationship. And how many posts have I read on this website about people moving in and then one partner suddenly runs up a load of debt or their debt comes out the woodwork.

Ive seen friends move in with boyfriends and the relationship fell to pieces. At least they could move out of a rental easily.

Buying a house is a massive commitment. You dont just have to live in the capital to not be able to afford to do it. I dont live in London and I couldnt buy anything for the price you are paying. Well not anything worth buying anyway!

I would suggest that one has to take a chance, and love is an emotional gamble....

phoebe1989seb

Our son is 22 and has been with his girlfriend since they were both 16. They had known each other at school for several years as friends and began going out together in their school sixth form. They then went off to universities in different parts of the country and stayed faithful despite the doubters who said it couldn't be done. During their three years at uni they travelled to visit each other most weekends and spent majority of the holidays together. Since leaving uni last year they have spent time overseas travelling and living with friends in London. They have both been incredibly lucky in having received cash from inheritances/family generosity and instead of splashing out on things that are of no consequence, they have just invested it in buying outright their first home together in London where they are both working. It was a difficult decision to make at this uncertain time in the property market, but they approached the decision with maturity and it was their decision alone. Hopefully as they have been devoted over the last 6 years, their relationship will continue to flourish and their maturity thus-far will stand them in good stead for their future lives together. Suffice to say DH and I are very proud of them both.

All the best to JJ the acorn and those others fortunate enough to be able to be taking their first steps on the property ladder :T

IveSeenTheLight

claire16c wrote: »

Well living with someone in your own house is not the same as living with your parents as their child. You will see when you do it. Im not naive to the fact that some people just can not get on living together. One reason why I would never move in with a friend - quickest way to ruin the relationship. And how many posts have I read on this website about people moving in and then one partner suddenly runs up a load of debt or their debt comes out the woodwork.

Ive seen friends move in with boyfriends and the relationship fell to pieces. At least they could move out of a rental easily.

Buying a house is a massive commitment. You dont just have to live in the capital to not be able to afford to do it. I dont live in London and I couldnt buy anything for the price you are paying. Well not anything worth buying anyway!

I can agree with this.
The wife and I had been with each other for about five years (even when she went off to uni) but she moved in to my rented flat for 6 months before we decided that we could live with each other's traits and go and buy a place.

Percy1983

I must say if I had met my better half sooner I would probably be buying sooner, I didn't even think about saving for a house (or the future in general) until I met her.

With that things are going will and we will hopefully buy our 'forever home' while still 28 but it might slip into being 29.

geneer

robmatic wrote: »

A Bull is someone who has bought a house but hasn't had kids? Okay, thanks for clarifying the geneer definition.

Strawman. zzzzzzzz

geneer

ukcarper wrote: »

How much above historical norms would you say house prices are?

As I recall, apparently still some 20% overvalued.
According to economists anyway.