We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Credit reference agencies
chriskathome
Posts: 7 Forumite
Hi,
I recently checked my credit report on Experian and discovered that a loan that I had held (and satisfied) with Egg was listed twice.
This occurred as Egg have sold all their loans to Brittanica and Brittanica have now listed the loan as well.
Brittanica have promised to remove one of the entries as this gives the impression I've taken significantly more credit than I have actually done. (they've yet to do this)
My questions are:
Will this extra entry automatically dissapear from other credit reference companies records?
Will removing this duplication improve my credit score?
I recently checked my credit report on Experian and discovered that a loan that I had held (and satisfied) with Egg was listed twice.
This occurred as Egg have sold all their loans to Brittanica and Brittanica have now listed the loan as well.
Brittanica have promised to remove one of the entries as this gives the impression I've taken significantly more credit than I have actually done. (they've yet to do this)
My questions are:
Will this extra entry automatically dissapear from other credit reference companies records?
Will removing this duplication improve my credit score?
0
Comments
-
chriskathome wrote: »Will this extra entry automatically dissapear from other credit reference companies records?
Will removing this duplication improve my credit score?
should do if they update correctly. would be worth checking to make surev they do.
a bit? maybe?0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.7K Banking & Borrowing
- 254.2K Reduce Debt & Boost Income
- 455.1K Spending & Discounts
- 246.8K Work, Benefits & Business
- 603.2K Mortgages, Homes & Bills
- 178.2K Life & Family
- 260.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards