RTA Compensation to pay off debts

daz_free

Hi,

I have debts of about 1.5k and I am hoping a recent RTA I had will give me enough compensation to pay off the debts.

The accident was not my fault and I realise that these can take upto and sometimes over a year to sort out.

I have asked friends and family for recommendations for a solicitors, however none could recommend any. I am thinking of going with a local Liverpool based solicitors, Paul Rooney http://www.prp-online.co.uk/.

Does anyone have any experience with them? They work on a 'no win, no fee' agreement. However if I win what kind of fee will there be (e.g. 15%?)?

Any help with this would be great as it is the first crash I have been involved in.

Thanks,

Darrell

Dotster

Hi
My daughter used this firm and they were very good.
Good luck.

daz_free

Thanks dotster.

Any idea of the % of the compensation was their fee?

daz_free

Damage to my car and I have been having problems with my back since the incident and the cost of physio for my back.

nickyhutch

I think he is saying that he has been involved in an accident that wasn't his fault, has been financially inconvenienced by it and will therefore receive some compensation which he is hoping to use to pay off debts rather than pee it up a wall.

melaniec_2

Al_Mac wrote:

Do you not think your original post is saying you want to rip someone off to cover your debts?

Hold on a minute, the OP said he'd had an accident that wasn't his fault and is now claiming for damage to his car and himself. That sounds perfectly reasonable.

OK he's hoping to pay off his debts but the other driver had a duty of care to the public to drive carefully which clearly hasn't been the case.

maclean2

Hi - anyone who receives compensation for injuries can spend that as they wish.

Provided the other drivers insurance company accepts full liability then they have to pay for the solicitors costs as well.

Rooneys or any other suitable solicitor will be able to explain this more fully.

HTH

mjdh1957

I suspect some people are thinking of the kind of thing that happens when somebody outside in the street pesters you by asking 'have you had any accidents lately?'

Absolutely, if you receive compensation you can spend it on anything you want, there are no restrictions, it is your money. Though it sounds like you've already had to spend a fair bit on repairs and physiotherapy. Is part of the debt caused by this?

You need to ask the solicitors themselves what they charge, no-one on here can really make any comment on that. You could shop around and ask a few and see what the best one is.

Snaggles

Do you have legal assistance with your car insurance? Ours instructed a solicitor for us, and our insurance policy covered the costs (which were then recovered from the other party, as they rammed into the back of us). Might be worth asking.

nickyhutch

No it doesn't, it asks about how long these things take, and for recommendations about a solicitor.

TOBRUK

Snaggles is right, I had a RTA about 3 years ago which wasn't my fault where the driver went through a red light and went into the side of my car. It could have been a lot worse but I had a bad whiplash. As soon as the car insurers were notified they told me I should pursue a case against the driver and they arranged and appointed their own solicitor. I never met the solicitor and communication was by letter, and if I remember correctly one phonecall.

It was only a few months, after sending me to a medical consultant for a report about my injuries I received compensation. My insurance was 'Fully comprehensive', and had everything sorted out smoothly with my car repaired as well.
I would phone your car insurers and ask for a legal help, you don't need to pay a penny. I wasn't expecting compensation, it was the car insurers that advised me and offered their services. When I was finally given an offer which I accepted - when the cheque arrived it was £500 more than was agreed - there was a note attached from the solicitor which she stated that she had managed to get more!

I would not look for a solicitor and spend any money - contact your insurers.