Ready, steady… save!
You don’t need a chart to join in. Here are 2 ways to record your savings:
1. Cross it off
Pop a chart into your first post. Saved an amount? Cross it out! Read more »
£0.01 £0.02 £0.03
2. Write it down
Skip the chart and add updates to your first post. Read more »
“Another +£3 saved today. Go me!”
Use +£ before each new saving so it counts towards your total.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Mortgage Offer - Chances after income verification?
tenacious
Posts: 47 Forumite
I think we have now passed the money laundering and income verification steps of our mortgage application. My broker has said they now do the final step which is the credit score with Autoscore. I know the Experien score doesnt mean that much but if I have 999 and my husband has 924, could we still get refused if we have met all of the other criteria?
Just passing the boring waiting time....
Just passing the boring waiting time....
0
Comments
-
The chance of a decline gets smaller but it doesn't end until you actually complete.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
-
Which lender ?I am a Mortgage Advisor. You should note that this site does not check my status as a Mortgage adviser, so you need to take my word for it. This signature is here as i follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldnt be seen as financial advice.0
-
Clydesdale?0
-
Ah hah ! With Clydesdale 'Auto Scoring' is the final checking stage - usually takes about three days. Based on what you describe, shouldn't be a problem (although Mr Lingstreet's comment is 100% valid)Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0
-
Thanks! It is probably going to be at least the end of the week then! I had to forward a letter yesterday confirming that my contract is highly likely to be extended for a further 6 months (I am an IT contractor with my own limited company) so who knows when our file will get back to the top of the pile.
Ho hum... and so we wait some more....0 -
.... and yes, that means your've gone back to the bottom of the pile - a couple of days to 'process document' and 3 more to review would not be unusual. I have always found copious quantities of adult beverages the only way to deal with the tension of Clydesdale applications !Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 355.8K Banking & Borrowing
- 254.9K Reduce Debt & Boost Income
- 456.2K Spending & Discounts
- 248.4K Work, Benefits & Business
- 606K Mortgages, Homes & Bills
- 179K Life & Family
- 263.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.7K Read-Only Boards