Now begins Credit Clean-up

wolfers

Well, I was discharged a little over three months ago. My name has dropped off the online insolvency register, so now begins the dreary business of credit clean-up.

I don't see why this should be necessary, as in I don't see why it shouldn't be automated when you are discharged.

I've applied for my statutory credit reports from Experian and Equifax online. The latter was fairly painless, the former somewhat irritating: to verify my identity they were asking me ludicrous questions about credit accounts I had six years ago. In the end they made me e-mail them scanned copies of my passport and a utility bill. Presumably these are not difficult to forge using PhotoShop and whatnot but, hey, there's no arguing with these people.

I already have my CallCredit report as I'm a member of Noddle. It is FULL of errors and will need massive cleaning up.

Ugh.

dojoman

Just follow the clean up thread to the letter and you will be fine, I finished cleaning mine a month or so ago, and apart from it being a pain was actually quite easy to do it.

Oxford2010

Hi I was discharged from bankcruptcy earlier this year, is there something I now have to do to repair my credit score?

dojoman

Oxford2010 wrote: »

Hi I was discharged from bankcruptcy earlier this year, is there something I now have to do to repair my credit score?

Have a look here:)



https://forums.moneysavingexpert.com/discussion/677875