Did anyone else cry when...

inigma

... they paid the deposit on your house. 5 years saving and !!!!!! £27k gone just like that.

I keep telling myself:

a) That's what you have been saving for
&
b) You have spent that much in rent in the last 5 years, so you'll be saving a huge amount.

Ok not actually crying but feel like a parent watching a child go to university or something, it's for the best inigma, it's for the best.

Brodiebobs

its not gone though you have replaced it with bricks!!!

must admit it wasn't the deposit that bothered me it was for the solicitors and estate agents who appeared to do very little for the extotionate amount of money they charged!!

redped

I didn't cry, but it did make me wonder if I'd done the right thing (even though I knew it was the right thing to do!).

cankle

I cried today when broker told me my mortgage had been approved!! after the heartache Ive been through past few weeks its such a relief!! not over yet of course but its a massive leap in the right direction!!!

alexia88

I haven't stopped crying from the day the offer was accepted, to the day we got told our mortgage had gone to the underwriters, to the day our mortgage was approved, cried waiting for all the documentation to go to the mortgage departments, then cried waiting for the evaluation.
My mum cried when she put the deposit in to my boyfriend's account, she and my dad had saved up all my money from christenings, communion, birthday and child benefits for a deposit or a wedding, secretly I know they'd rather it have gone on a wedding.
I'll keep crying during the valuation, then the mortgage offer and then the completion.
I'm an emotional wreck and I'm surprised my partner still wants to live with me!

opinions4u

Just wait for the tears when you split up in negative equity!

Then you've lived .

Dave_the_Ginger_Cat

Oh yes, terrified too.

It doesn't get any better the second or third time around...

latecomer

I cried when I had to pay stamp duty and solicitors fees

vacheron

latecomer wrote: »

I cried when I had to pay stamp duty and solicitors fees

Agreed. The Stamp Duty hurt far more than the 85K deposit. Over £8000 to the government for doing bsolutely nothing, and had the house been 22K cheaper it wouldn't have cost me a penny!

Ninnut85

I recently had to watch £23k of my very hard earn savings disappear in my solicitors account. Was quite hard to watch it just vanish after all the hard work it took to get that kind of money. Will all be worth it though I’m hoping :eek:

dtsazza

inigma wrote: »

... they paid the deposit on your house. 5 years saving and !!!!!! £27k gone just like that.

It's not gone - you bought something with it. Something big, that you can live in.

(In one respect, the capital repayments on your mortgage are "saving up" the remainder of the value of the house - they're not gone any more than your deposit is. You're just working your way up to owning the house outright.)