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unknown charge on title deeds

Hello,

I'm after some advice. I remortgaged my house with Halifax in 2004 and redeemed the mortgage in 2006 when I paid it all off. I can see that on my title deeds there are two charges - one in 2004 and a further charge in 2007. There is no name etc for the 2004 charge however the 2007 charge is by Halifax.
This 2nd charge is a year after the mortgage was paid off.

How can I found out what this charge is related to as I am in the process of going through another mortgage and the proposed lender is asking for an explanation.

Comments

  • kingstreet
    kingstreet Posts: 39,315 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    All I can suggest is ask Halifax.

    Is there a reference/roll number shown there so you can refer to it?
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • 41123a
    41123a Posts: 19 Forumite
    There's no roll number. All there is, is the date of the charge and a refernce to the Halifax.
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