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First Time Ups and Downs!
Fuzziefondue
Posts: 4 Newbie
We are having a nightmare!
Hello
me and the OH have been renting for 2 years and have wanted our own house for sometime but knew we would never get a deposit.
But as luck or bad luck would have it my OH is due some money after to being knocked off his bike. Also my dad has said he will give us some! great!
So the deposit we thought we would never have is there!
Now we have a new problem, we spoke to a MA at London and Country and he was super helpfull told us the ball park figure told us to go and start looking.
Then we looked at my OHs credit score!
He has 2 defaults and a CCJ!
HOW CAN WE MAKE THIS BETTER!
We sent off our reports to the MA and he said he has found 1 lender that may help us but to come back when we have made an offer!
Which I get but I dont want to be heartbroken when we are turned down at that stage.
So can we improve his Score or? to I just need to toughen up! :rotfl:
Hello
me and the OH have been renting for 2 years and have wanted our own house for sometime but knew we would never get a deposit.
But as luck or bad luck would have it my OH is due some money after to being knocked off his bike. Also my dad has said he will give us some! great!
So the deposit we thought we would never have is there!
Now we have a new problem, we spoke to a MA at London and Country and he was super helpfull told us the ball park figure told us to go and start looking.
Then we looked at my OHs credit score!
He has 2 defaults and a CCJ!
HOW CAN WE MAKE THIS BETTER!
We sent off our reports to the MA and he said he has found 1 lender that may help us but to come back when we have made an offer!
Which I get but I dont want to be heartbroken when we are turned down at that stage.
So can we improve his Score or? to I just need to toughen up! :rotfl:
0
Comments
-
You can't really improve his score unfortuantely.
How much are the CCJ and defaults for, when were they applied and are they settled now?
0
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