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Credit Check (experian) Aliases?
GPF
Posts: 33
Forumite
As my wife & I have started looking for a new home & 1st mortgage together, I decide to check my credit file.
Everything seems fine & satisfactory (credit score 999) apart from the section that states
[URL="javascript:obToggle(3);"]Names you may otherwise be known by (Aliases)[/URL]
I have 13!!!:o
They are all at the same address & the only differences are that sometimes my middle name is included or they have my previous surname ( although I changed it in 2005 by deed poll) from 2008/2009?
Would this effect my chances of a mortgage?
Everything seems fine & satisfactory (credit score 999) apart from the section that states
[URL="javascript:obToggle(3);"]Names you may otherwise be known by (Aliases)[/URL]
I have 13!!!:o
They are all at the same address & the only differences are that sometimes my middle name is included or they have my previous surname ( although I changed it in 2005 by deed poll) from 2008/2009?
Would this effect my chances of a mortgage?
0
Comments
-
This section is to prevent fraud - as long as the lender can see that some are just minus you middle name, and have the evidence and disclosure of your name by deed poll - you should be ok.
Discuss this with your mge adviser/lender pre submission, and include an appendum with your application confirming the same, together of course with a certified copy of your deed of name change.
Hope this helps
Holly0
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