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Does anyone know where I can get a loan of around £1,000 for?

This is the last time I am going to post this, can someone please help me it is quite urgent need it by november 1st.

I am retaking GCSE's through ICS (night school is out of the question). and 3 courses will cost basically £960. Does anyone know where I can get a 1k loan from?

Also I would rather avoid OD's and credit cards as although I will be earning over 10k per annum (hopefully) I wont have enough payslips to prove this by the time I need the loan
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Comments

  • How many times are you going to ask this question?
  • This is the last time I am going to post this, can someone please help me it is quite urgent need it by november 1st.

    I am retaking GCSE's through ICS (night school is out of the question). and 3 courses will cost basically £960. Does anyone know where I can get a 1k loan from?

    Also I would rather avoid OD's and credit cards as although I will be earning over 10k per annum (hopefully) I wont have enough payslips to prove this by the time I need the loan

    Should answer your question
  • staffie1
    staffie1 Posts: 1,967 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    Well, it's either going to be a bank loan, or borrowing from a friend or family. Or perhaps you could sell something? There's no magic answer.
    If you will the end, you must will the means.
  • staffie1 wrote: »
    Well, it's either going to be a bank loan, or borrowing from a friend or family. Or perhaps you could sell something? There's no magic answer.

    Hmmm selling is not a bad idea. Could I get a bank loan though if I earn jsut shy of 10k?
  • staffie1
    staffie1 Posts: 1,967 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    Hmmm selling is not a bad idea. Could I get a bank loan though if I earn jsut shy of 10k?

    I don't know - it depends on your bank's policy really. If you have a good credit record, I don't see why not. Afterall it's not a huge sum of money you want to borrow.

    There's a section on this site about 'stoozing' - transferring money from your credit card to your bank account at 0%. I think that's what it means. I'm not an expert, and I've not done it. I suggest you read up on it if you're interested.

    Personally, I would try for the bank loan over 12 mths.
    If you will the end, you must will the means.
  • You only wanted £500 in one of your other threads.

    Make up your mind.

    Oh, and read what you have already been told in the other threads and stop cluttering up the board.

    Thank you.
  • RichGold
    RichGold Posts: 1,244 Forumite
    1,000 Posts Combo Breaker
    This is the last time I am going to post this...
    Care to put a fiver on it?:rotfl:
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • For such a small amount it's unlikely that any mainstream lender will consider a loan. You state you are earning about £10k, which is fairly low but in another post you say you are living with your dad virtually rent free.
    Surely with no rent to pay you should be able to save up this amount fairly quickly. As you presumably were aware of the need for this money for some time, you have perhaps already saved up a fair chunk of it and hopefully by November will have the full amount.
    If you are not capable of saving such a small amount over several months, then I wonder whether you would be able to make the repayments on any loan, were you to get one.
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 20 September 2011 at 7:08PM
    Any news on this OP ?
  • chalkie99
    chalkie99 Posts: 1,618 Forumite
    Part of the Furniture Combo Breaker
    DCFC79 wrote: »
    Any news on this OP ?

    A constant source of amusement! :D

    If you read his other posts you might get a clue as to why he wants to borrow £1000.

    Someone has told him about the Philippines:
    Don't intend to work out there, justl ive. Phillapeno friend told me it is so cheap £1,000 could keep you going for months


    :rotfl::rotfl::rotfl:
This discussion has been closed.
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