IPA Avoidance

freddy911

My OR originally agreed my SOA and said I would not have to pay an IPA as I don't have enough surpluss income, however due to constraints at work I'm struggling not to do overtime or work weekends that attrack a enhanced rate. Am I breaking the law if I don't claim for the enhanced or additional shifts I may have to work?

philnicandamy

ANY changes in financial circumstances you have to inform the OR you signed a legal document in court allowing this

if you did not declare the overtime/extra shifts the receiver will find out & you could be looking at legal action & a possible prison sentance given to you

fermi

You mean do them, but not get paid for them?

If so, then that is presumably up to you. It's "increases in income" that you are duty-bound to declare.

However, if you do them, get paid for them, and that results in a notifiable increase in income, then you are duty bound to inform the OR.

philnicandamy

hate the words "IPA Avoidance" as well....:mad:

dojoman

philnicandamy wrote: »

hate the words "IPA Avoidance" as well....:mad:

Totally agree Phil, although I got shot down in flames a couple of weeks ago for saying this:(

freddy911

Well maybe if the IS were fairer in there IPA policy then people wouldnt be so desperate to avoid them! Has it stands I will do everything I can to avoid it. The thought of spending the next 3 years without being allowed to keep any excess income is just damn right unfair. If that means working overtime for free for the next 8 months then hey ho. I like my title at least it honest and to the point :P

GoingUnder

see if you can work for time off in lieu instead of payment?

kepar

Good for you, I like your attitude. I hope you don't miss out on any promotions or pay rises in the mean time.

And hey have all that money written off in your br sucks as well.

TheTruthMachine

I saw this on the home page, Why would you want to avoid paying money back into your bankruptcy?

Ineedaname

Just imagine the money you'd have to pay back if you hadn't gone BR. You wouldn't have any spare for yourself anyway, unless you avoided repayments.

At least in BR the allowances are reasonable and you do have a holiday allowance. So if you don't intend taking a holiday in the next 3 years you have some spare money to put by for a rainy day!

freddy911

TheTruthMachine wrote: »

I saw this on the home page, Why would you want to avoid paying money back into your bankruptcy?

I have no objection to paying towards my BR, I object to not been allowed to keep ANY extra earning, if they were fair and allowed 50% or even 25% I wouldnt have this attitude, But faceing 3 years without any spare money after struggling with debts for over 9 years in my view is unfair. So yes I will try and avoid it.