House sale fallen through - Remortgage instead?

Bapta

Hi

Quick question from a long term lurker first time poster.

My house sale chain looks to have fallen through. Rather then going back through the painful sale and purchase process does anyone know whether in principal I can use my current mortgage offer to remortgage on my current property?

I know that this would subject to another valuation by the new lender (HSBC), but the rate offered is far better then my current mortgage.

Thanks in advance

Senior_Paper_Monitor

Most/many mortgage products are for purchase or remortgage exclusively.

Ask the the lender - it may only be the incentives package that varies.

Nobody can tell you other than someone who knows what your offer product (and who the lender) was - and we don't.