We want to be self employed Social/Care Workers.. But How?

Darlyd

I been thinking about this for years, but never felt I could do it alone, then a friend and I got talking about it, but we never went ahead with it, mainly because we had our differences, and just the 2 of us with a family doing it, would not go well during holidays.

Now another colleague I have met through my new Agency job, has her NVQ level 4 in management and has managed a few care homes down south before moving up here.

We have been talking, and I am confident it would work out well, plus bringing on other friend (above).

But how do we go about this?

I know we will need liability insurance, but this is one step ahead here, FIRST we need to what? And how do we go about finding the clients? Would these be found for us through direct payments?

And how much can we charge? For example my current company (not the agency I work with casually) charge client £13.23 an hour, us care workers only get £6.20 an hour out of that. Can we charge £10 an hour? How much can we say to HMRC that we pay ourselves?

And can we claim using our car/phone, insurance, mot, tax, petrol, work if needed on car? (Just take away our own personal allowance).

Just don't know where to start. I am just making enquiries first, then we will all meet up with all information we have gathered.

Thank you for any help..

Hammyman

Rule 1 of business. Never involve friends and family unless you aren't bothered about falling out with them.

Darlyd

Hammyman wrote: »

Rule 1 of business. Never involve friends and family unless you aren't bothered about falling out with them.

This type of job you can not do alone, well you can, BUT you need to make sure you have someone there on hand to cover for sickness/holidays..

Our rules will be, we will have our own clients, pay our own NI/TAX etc BUT will cover for the other when needed.

Basically we are all just doing the same thing, but separately if you get me..

Fishingtime

You can charge what you like, why not charge £12
You will have to tell the HMRC how much you earned in a year,and also your expenses.
They are not bothered how much you pay yourselves per hour.they are only interested in the money earnt per year.

Sorry thats the best I can do

nlj1520

You need to register with HMRC either as self-employed or as a trading business. You can do this online on the HMRC web site.
You can claim for all relevant expenses, but which will depend on whether you decide all to 'go it alone' as self-employed or whether to form a partnership or a company.
It might be an idea to have a short (free or fixed fee) meeting with an accountant to get advice relevant to your personal circumstances and to understand the implications around the various options.
Good luck with your new enterprise!

dandelionclock30

You could find the clients through advertising, through Gumtree, word of mouth and from the local papers.Often people want self employed carers.
Pay and get yourself advice from someone who offers social care consultancy, they will tell you how to do it properly.

Spirit_2

This link may be useful, even for a different locality it gives good guidance on how you proceed.

http://www.dudley.gov.uk/health-social-care/adult-health-social-care/transforming-social-care/the-programme/market-development-and-commissioning/micro-services-development/becoming-a-self-employed-care-worker/