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Payment protection and no work

My Husband took out a loan with Lloyds TSB and took out payment protection insurance at the same time, he is self employed but has had no work for a few months, can he claim on his protection plan for the loan payments or will it just pay the interest if in fact he can claim at all ?


Dawn

Comments

  • It may be a case of miselling here.
    If the bank knew he was self employed then he normally can't claim for that part of the policy(although he could claim on the sickness side) he should not have been sold it.
    Ask the bank for a copy of their recommendation which should show why he was advised to take out this cover.
  • thesaint
    thesaint Posts: 4,324 Forumite
    Part of the Furniture Combo Breaker
    Reading your post, it seems like your husband hasn't contacted them yet. is this the case?
    Well life is harsh, hug me don't reject me.
  • James
    James Posts: 2,059 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I hope you caught ITV last night - Martin was on Tonight with Trevor McDonald at 8PM discussing PPI, the cons, cons and pro.

    Lots of links here, you may find at least one of them helpful.
  • Sometimes self-employed are covered for unemployed - but not in this instance
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