We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

What to information to take to a Mortgage Broker

I have an appointment to see a mortgage broker. (i will be a first time buyer, so have not experience this before)

What kind of questions are they going to ask and what information will they need? / how much detail?
  • an income/expense statement?
  • Net Worth sheet? (breakdown of assets..savings/investements etc and liabilities)

Comments

  • GMS
    GMS Posts: 5,388 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Broker will need full details of your circumstances, needs and preferences.

    It may be helpful if you can get copies of credit searches from Equifax, Experian and Call Credit.

    3 months bank statements, 3 months payslips, proof of ID and proof of address would be needed. Up to you whether you gave them at first interview.

    If you have any questions then be sure to ask regardless of how trivial you think they may be. The broker is there to help you.

    Good luck
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.5K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.5K Spending & Discounts
  • 245.5K Work, Benefits & Business
  • 601.4K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.